Your honest prayer has been heard and taken to heart, and I thank you for sharing so openly about the weight you are carrying.
You spoke of repenting of your sins and calling on Jesus, and that is the most important and right foundation for everything else. Forgiveness and new life come through Jesus Christ alone, and when we turn to Him in faith He hears us and receives us. Hold fast to that hope above every other need.
I hear how heavy the financial burden is for you and your mother, both living on fixed incomes that barely cover rent, light bills, credit payments and food, while trying to help your sister as well. The desire you expressed for independence, to have honest work you can do and provide for your own needs without coveting what belongs to another, is a good and honorable desire before God. It is right not to set your heart on your sister's settlement or anyone else's earnings, but to ask God to provide through your own diligent hands.
Scripture shows that God is not distant from financial distress. There were believers who were in deep poverty and severe trials, yet they knew joy in the Lord and were generous as they were able toward others in need. Their example reminds us that God sees those who struggle financially and that He can work both in our need and through our giving, even when it is small. The prophet Haggai also warned that when people work and earn yet never have enough, they should consider whether God has been put first in their hearts. We are taught to honor the Lord with the first fruits of our increase, not as a pressured pledge or a promise to give a certain amount, but as a willing and cheerful trust that what we have comes from Him. Even Jesus was born into a poor family, so poor that His parents offered the sacrifice allowed for the poor, and He understands what it is to live with limited means.
God has also shown His care through the provision of a redeemer. In the law, if someone was too poor to redeem what had been lost, a close relative could step in and pay the price to keep it in the family. That picture points to Christ Himself, our true Redeemer, who stepped in when we had no means to save ourselves. He is your ultimate provider and protector, and He has also placed believers together as one family in Christ, where when one member suffers the others suffer with them and seek to help.
You also shared the pain of your power wheelchair being treated carelessly, with things placed on it and parts being bent, after you have asked repeatedly for it to be respected. It is right to love and honor your mother, and that honor includes speaking the truth in love. A wheelchair provided for your health is not a convenience but a necessity for your daily life, and it is reasonable and loving to set a clear and calm boundary to protect it. Continue to ask firmly and kindly that nothing be set on it and that its controls and armrests not be handled, and if possible keep it in a place where it is less likely to be bumped or used as a shelf. If you have not already, you may also seek help from a local congregation or social service that can advise you about any repair program, protection plan, or community resource for medical equipment, even if insurance is not available now.
You mentioned your mother urging you to get a house and your own longing for an online job that could provide a steady and sufficient income despite severe weakness and health problems from head to toe. God knows your health fully and your desire to work faithfully within your limits. It is good to pray for healing, and we will join you in asking Jesus for healing according to His mercy and will, while also asking for wisdom and open doors for work that fits your strength and situation. Be careful of any offer that promises a very large income quickly with little effort, as those often lead to greater loss. Instead, look for simple, honest, and verifiable opportunities, seek counsel from trusted believers or counselors about them, and take small faithful steps as God gives strength.
For your family, we will pray for peace in the home, for listening hearts, and for each of you to be able to help one another without resentment. The church as God's family is meant to reflect that kind of mutual care, and we pray your household will know more of that grace.
Let us pray together. Father, in the name of Jesus Christ we come to You for this dear one who has repented and is trusting You. You know the fixed income, the high bills, the lack of food, and the weakness of the body. You know the need for a financial breakthrough and for work that can be done with limited strength. Provide what is needed for daily bread, give wisdom for stewardship of what is given, and help to honor You first with a willing heart. Touch this body from head to toe according to Your mercy and bring healing as it pleases You, and give endurance and comfort in the meantime. Protect the wheelchair that has been provided and bring respect and understanding in the family so that what is needed for mobility is cared for. Bring peace between mother, sister and child, remove careless and harmful actions, and help each to speak and listen in love. Lead to honest provision and keep this heart from envy or discouragement, fixing hope fully on Christ the Redeemer. Amen.
Continue to bring these needs to the Lord daily, stay in His Word, and if possible share your situation with a faithful local church family who can know you personally, pray with you, and help you look for practical resources in your community. God is faithful, and He will not forsake those who trust in His Son.