You know...as we get older, things seem to become "clearer" to us, meaning, we can see things which when we're younger we don't always realize.And we see that where we are in life is where we put ourselves to be.We didn't get there by chance.For myself, when I was young {teens},I thought advancing myself was too "tedious',and so I chose to give in to the "instant gratification" of "copping out",without considering the long range outlook.{A few other categories, too.}After that, even when older, I made a mistake or two,which at the time, not having full foresight,seemed "alright".Now, I see that it did more harm than good.I also know 2 ladies I deal with job related, one came here on a temporary visa, and overstayed, figuring now she has...