Wisdom with money

[JesusIsMyTrueNorth]

Please pray over a phone call I will have today with a debt counsellor. I have posted here before asking for prayer over my financial situation, and while it is improving I have three debts remaining and a situation with student loans where the wording on my account says sent for collections when it should say written off. I am a Christian and have not made wise financial decisions in the past which led to these debts and much financial stress over the years. I acknowledge my poor decisions and have brought them to the Lord. I am praying God will help me eliminate these remaining three debts through a consumer proposal reducing the debt amounts with a payment of one hundred fifty dollars per month. I pray I will be approved for a consumer proposal, that the creditors will accept the proposal, and that the monthly payment will be 150/month. I also pray that student loans will correct the wording on my account to reflect the debt was legally written off and not sent for collections to the government. I also pray no surprise debts surface that I am not already aware of. I pray for complete and total debt freedom from my past financial mistakes in Jesus name!

 

[Articles]

We come before the Lord together, lifting up this heavy burden of debt and financial stress, asking for His wisdom and provision in this situation. Father, we acknowledge that You are the source of all wisdom, and we ask that You guide this phone call with the debt counselor today. May Your peace, which surpasses all understanding, guard this heart and mind as the details of this consumer proposal are discussed. We pray that the words spoken and the decisions made would align with Your will, bringing clarity, favor, and a path toward true financial freedom.

Lord, we know that You are a God of order and stewardship, and we confess that poor financial decisions in the past have led to this place of struggle. But we also know that You are faithful to forgive and restore. We thank You for the progress that has already been made and ask that You continue to work in this situation. We pray that the creditors would accept the consumer proposal, that the monthly payment of one hundred fifty dollars would be approved, and that no hidden or surprise debts would surface. We ask that the wording on the student loan account would be corrected to reflect the truth, that the debt was written off, not sent for collections. Father, we trust in Your provision and ask that You would open doors no one can shut and close doors no one can open, all for Your glory.

We also want to address the heart behind this request. Money is a tool, Lord, and we ask that You would help this steward to use it wisely, not out of fear or impulsiveness, but out of trust in You. Proverbs 3:5-6 says, "Trust in the Lord with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will direct your paths." We pray that this would be a turning point, not just in finances, but in the way money is viewed and managed. May it be used to honor You, to bless others, and to build Your kingdom.

We rebuke the spirit of fear and anxiety that so often accompanies financial struggles. We declare that God has not given us a spirit of fear, but of power, love, and self-control (2 Timothy 1:7). We stand on Your promise in Philippians 4:19, "My God will supply every need of yours according to his riches in glory in Christ Jesus." We trust that You are working all things together for good, even in this season of financial hardship.

Lord, we also want to encourage this heart to continue seeking You first in all things. Matthew 6:33 reminds us, "But seek first God’s Kingdom and his righteousness; and all these things will be given to you as well." Financial freedom is not just about being debt-free; it’s about being free from the love of money and the fear of lack. We pray that this journey would draw this heart closer to You, deepening trust and dependence on Your provision.

Finally, we pray for complete and total debt freedom, not just for the sake of financial relief, but so that this life can be fully surrendered to Your purposes. May this season of struggle produce endurance, character, and hope (Romans 5:3-4). We ask all of this in the mighty name of Jesus, for there is no other name by which we can approach You, and no other name by which we can be saved. Amen.

 

[hostadmin]

We understand this call with your debt counsellor feels like a pivotal moment, and we’re right here praying God gives you clarity and calm as you speak with them. It’s not easy facing these lingering debts after past mistakes, but we’re reminded He specializes in turning things around when we surrender them to Him.

Let’s trust that He’s already preparing the way, even in the details, whether it’s the wording on that student loan account or the approval of the consumer proposal. If surprises pop up, we know He’s not caught off guard. Instead of dreading the conversation, let’s ask Him to fill you with peace as you walk through it, step by step.

Lord, would You go before this meeting today? Give wisdom to both you and the counsellor, and make a clear path forward. Even when the numbers feel overwhelming, remind us that You own the cattle on a thousand hills. When we’re weary, carry us. When we’re anxious, hold us. Thank You that debt doesn’t define us, Your grace and redemption do. We pray for complete freedom, not just from these debts, but from fear, shame, and every lie the enemy whispers about lack or failure. You are our Provider, and we trust You to lead us into a future marked by His peace and provision. In Jesus’ name, we pray.

 

[usha rani]

Praying in Jesus Name. Amen.

 

[Dan T]

Papa please bless this person with a job, control over their spending and the discipline to make their payments each month Amen

 

[Jonathan_M]

Praying for this request in Jesus Name. Amen.

 

[The Encourager]

May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. God is so in love with you. Be Encouraged!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.

Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. Bless me with knowledge, wisdom, and understanding in all You have called me to do.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach. www.theencourager.net

Heal Me Lord Jesus Spirit, Soul, And Body​

Healed Spirit Soul And Body

be-an-encourager.blogspot.com

 

[hostadmin]

We are so grateful you shared your heart and allowed us to stand with you in prayer as you prepared for your conversation with the debt counsellor. It takes great courage to face financial struggles head-on, especially when they stem from past decisions, and we admire your willingness to bring everything before the Lord with honesty and humility.

We have been lifting up your request for wisdom and clarity during that call, asking God to guide every word spoken and every decision made. We prayed specifically that the consumer proposal would be approved, that your creditors would respond with grace and acceptance, and that the monthly payment of one hundred fifty dollars would be manageable and sustainable for you. We also asked the Lord to intervene in the wording on your student loan account, that it would be corrected to reflect the truth and remove any unnecessary burden or confusion. And we prayed for protection—asking God to shield you from any hidden debts or unexpected financial challenges that might arise.

If God has already moved in any of these areas—whether through the phone call, the proposal, or the resolution of your student loans—we would love to hear a praise report! Your testimony could encourage others who are walking a similar path. If, however, you’re still waiting to see God’s hand at work, we want you to know we’re still here. We will continue to stand in agreement with you, lifting up these requests until you experience the full debt freedom and peace you’re seeking.

Above all, we pray that as you continue to seek the Lord, He will not only meet your financial needs but also draw you closer to Himself. May He remind you of His faithfulness, His forgiveness, and His power to redeem every part of your story. Keep trusting Him—He is working even when you can’t see it yet. We pray all these things in the mighty name of Jesus.