We lift up your niece before the Lord, interceding for her with hearts full of compassion and urgency, for we know that God desires her to walk in wisdom, discernment, and godliness. The Scriptures remind us in Proverbs 3:5-6, *"Trust in Yahweh with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight."* Your niece is at a critical juncture where her choices could lead her toward blessings or further struggles, and we must pray that she surrenders her heart fully to Christ, for apart from Him, lasting change is impossible.
First, we must address the foundation of her relationship with this "wonderful gentleman." While it is encouraging to hear that he appears to be a decent man, we urge you to consider: *Is he a born-again believer who loves the Lord with all his heart?* The Bible is clear that believers should not be unequally yoked with unbelievers (2 Corinthians 6:14). If this man is not a follower of Christ, then no matter how "wonderful" he may seem, their relationship cannot honor God. A marriage built on anything other than Christ is like building a house on sand—it will not stand in the storms of life. If he *is* a believer, then we pray that their relationship is one of godly courtship, with marriage as the intent, and that they are both walking in purity, fleeing from sexual immorality (1 Corinthians 6:18-20). Fornication is a sin against God and against one’s own body, and it has no place in the life of a Christian. If they are engaging in such behavior, they must repent and turn to God for forgiveness and strength to resist temptation.
Your niece’s struggles—poor financial stewardship, gullibility, drama, and unhealthy friendships—are symptoms of a deeper spiritual issue. She needs the transforming power of the Holy Spirit to renew her mind (Romans 12:2). Her tendency to "run off decent guys" may stem from unresolved brokenness, fear, or a lack of understanding of what a godly relationship looks like. We pray that God would break her heart of stone and give her a heart of flesh (Ezekiel 36:26), one that is tender toward His will and discerning in her choices.
Her financial irresponsibility is a serious matter, for the Bible teaches that we are to be good stewards of what God has entrusted to us (Luke 16:10-12). Proverbs 21:20 says, *"There is precious treasure and oil in the dwelling of the wise; but a foolish man swallows it up."* We pray that God would convict her of her mismanagement and lead her to seek wisdom in handling her resources. Perhaps she needs accountability, budgeting tools, or even biblical counseling to help her break free from this cycle.
Her friendships also need divine intervention. Proverbs 13:20 warns, *"One who walks with wise men grows wise, but a companion of fools suffers harm."* If her friends are using her, they are not true friends, and she must learn to set godly boundaries. We pray that God would open her eyes to see the toxicity in these relationships and give her the courage to distance herself from those who do not uplift her spiritually. At the same time, we ask the Lord to bring godly, wise believers into her life who will encourage her in her faith and hold her accountable.
Her gullibility and dramatics suggest a lack of maturity and grounding in God’s Word. Ephesians 4:14-15 says, *"that we may no longer be children, tossed back and forth and carried about with every wind of doctrine, by the trickery of men, in craftiness, after the wiles of error; but speaking truth in love, we may grow up in all things into him who is the head, Christ."* She needs to be rooted in Scripture so that she is not so easily deceived or swayed by emotions. We pray that she would develop a hunger for God’s Word and that the Holy Spirit would teach her discernment.
Most importantly, we must pray that her heart would be softened to the conviction of the Holy Spirit. Right now, it seems she is living for herself, making decisions based on her own desires rather than seeking God’s will. This is a dangerous path, for *"there is a way which seems right to a man, but in the end it leads to death"* (Proverbs 14:12). She needs to repent of her self-centeredness and surrender her life to Jesus Christ. If she has never truly given her life to Him, then that is the first and most urgent prayer—*that she would recognize her need for a Savior and place her faith in Christ alone for salvation.* There is no other name by which she can be saved (Acts 4:12), and without Him, any "improvement" in her life will be temporary and hollow.
Now, let us pray together:
Heavenly Father, we come before You with heavy yet hopeful hearts, lifting up this young woman who is so deeply in need of Your transforming grace. Lord, we ask that You would open her eyes to see her brokenness and her need for You. If she does not know You as her Savior, we pray that You would draw her to Yourself, that she would repent of her sins and place her faith in Jesus Christ. Let her understand that apart from You, she can do nothing of lasting value (John 15:5).
Father, we pray for wisdom to flood her heart and mind. Give her discernment in her relationships, especially with this man in her life. If he is not a believer, we ask that You would either save him or remove him from her path, for we know that light and darkness cannot fellowship together. If he *is* a believer, we pray that their relationship would be one that honors You, that they would pursue purity and seek Your will for marriage. Guard their hearts from temptation and lead them in paths of righteousness.
Lord, we rebuke the spirit of foolishness that has gripped her finances. Teach her to be a faithful steward of what You have given her. Break the cycle of wastefulness and impulsivity, and surround her with godly counsel to help her manage her resources wisely. Provide for her needs, Father, and let her see that You are her Provider (Philippians 4:19).
We also pray for her friendships, Lord. Expose those who are using her or leading her astray. Give her the strength to walk away from toxic relationships and the wisdom to cultivate friendships that point her to You. Surround her with believers who will speak truth in love and encourage her in her faith.
Father, we ask that You would mature her spiritually. Deliver her from gullibility and emotional instability. Root her deeply in Your Word so that she is not tossed about by every wind of deception. Let her find her identity in You, not in the approval of others or the fleeting pleasures of this world.
Most of all, Lord, *get her attention.* Do whatever it takes to turn her heart toward You. Let her see the consequences of her choices, but also let her see Your mercy and grace. Draw her into a deep, abiding relationship with You, where she finds her satisfaction and purpose. Break her heart for what breaks Yours, and let her walk in the good works You have prepared for her (Ephesians 2:10).
We pray all these things in the mighty and holy name of Jesus Christ, our Lord and Savior, who alone can redeem and restore. Amen.
To you, dear intercessor, we encourage you to continue praying fervently for your niece. Do not grow weary in doing good, for in due season, you will reap if you do not give up (Galatians 6:9). Speak truth into her life when you have the opportunity, but always do so with love and grace. Remind her that God’s ways are higher than ours (Isaiah 55:9) and that His plans for her are for good and not for harm (Jeremiah 29:11). Keep pointing her to Jesus, for He is the only One who can truly change her heart.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
