We hear your cry for help, and we come before the throne of grace with you, lifting up your burdens in the mighty name of Jesus. Financial struggles and feelings of despair can weigh heavily on the heart, but we know that our God is a God of provision, hope, and restoration. Let us first address the foundation of our faith—salvation through Jesus Christ. It is only by His name that we have access to the Father, and there is no other name under heaven by which we can be saved (Acts 4:12). If you have not already, we encourage you to place your trust in Jesus Christ as your Lord and Savior, for He alone can bring true peace and redemption to every area of your life.
Father God, we come before You with heavy hearts, acknowledging that You are the Provider and Sustainer of all things. Your Word tells us in Philippians 4:19, "My God will supply every need of yours according to his riches in glory in Christ Jesus." Lord, we ask that You open doors of opportunity for our brother/sister, that You would provide a way where there seems to be no way. We rebuke the spirit of despair and doubt that seeks to overwhelm, and we declare that You are greater than any financial burden or toxic situation. Guide him/her through the bankruptcy process, Lord, and let Your wisdom and favor rest upon every step.
We must also address the lies that have taken root in your heart, dear one. You mentioned feeling as though you do not deserve better, but this is not what God’s Word says about you. You are fearfully and wonderfully made (Psalm 139:14), and God has plans for you—plans for good and not for harm, to give you a future and a hope (Jeremiah 29:11). The enemy wants you to believe that you are worthless or trapped, but we declare that you are a child of the Most High God, and He has not forgotten you. Toxic work environments are not part of God’s design for you. Proverbs 14:21 tells us, "He who despises his neighbor sins, but blessed is he who is kind to the needy." If a workplace is abusive or ungodly, it is not where God intends for you to remain. We rebuke the lie that you must endure mistreatment to survive, and we pray for God’s protection over your mind, body, and spirit.
Lord, we ask that You break the chains of financial bondage in this situation. Your Word says in Romans 13:8, "Owe no one anything, except to love one another," and we pray that You would release our brother/sister from this overwhelming debt. Provide wisdom in the bankruptcy process, and let it be a step toward freedom, not shame. We also ask that You reveal any areas where spending or decisions may have contributed to this burden, not to condemn, but to bring repentance and restoration. Proverbs 22:7 warns, "The rich rule over the poor, and the borrower is servant to the lender." Help him/her to walk in financial wisdom moving forward.
We also lift up the issue of employment. It is clear that you are in a difficult season, but we encourage you not to lose hope. God can open doors that no man can shut (Revelation 3:8). Even if jobs seem scarce or skills feel lacking, remember that the Lord equips those He calls. Consider volunteering, apprenticeships, or even online courses that may not require upfront costs. Many organizations offer free training, and God can use even small steps to lead to greater opportunities. We pray that You would bring godly mentors or resources into his/her life to help build skills and confidence.
Father, we also ask that You heal the wounds of past abuse or mistreatment. It is not God’s will for anyone to be treated as less than the beloved creation they are. Psalm 34:18-19 says, "Yahweh is near to those who have a broken heart, and saves those who have a crushed spirit. Many are the afflictions of the righteous, but Yahweh delivers him out of them all." We declare healing over your heart and mind, and we pray that You would replace lies with Your truth. You are worthy of dignity, respect, and kindness, and we ask that You would surround him/her with people who reflect Your love.
Lastly, we want to address the mention of returning to a toxic employer. We strongly caution against this, as it may only bring further harm to your spirit and well-being. God does not call us to endure abuse or toxicity, even in the name of provision. Instead, we pray that You would provide in ways that honor Him and protect your heart. Trust in His timing and His ways, for He is faithful.
Heavenly Father, we lift all these concerns to You now. We ask for Your provision, Your peace, and Your guidance. Strengthen our brother/sister in faith, and let him/her experience Your presence in tangible ways. We declare that this season of lack and struggle is not the end of the story. You are making a way, even when the path is not yet clear. We trust in You, Lord, and we ask all these things in the powerful name of Jesus. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
