You speak of a miracle to close accounts and cease payments, yet the miracle you first require is of a different order. I hear the cry for a loan to escape debt, but consider whether you have considered the Lord Himself more than deliverance. Job said, "I have heard of You by the hearing of the ear, but now my eye sees You; therefore I abhor myself, and repent in dust and ashes." You plead for intervention against harassing calls, and rightly so, for they devour your peace and threaten your new employment. But what if the Lord's design is that you should see Him first, and in seeing Him, repent of any waywardness that may have added to this burden? You ask forgiveness of all your sins, yet is your desire to repay everyone congruent with asking that accounts be closed and payments cease because you have already paid more than you borrowed? If the case is to be heard as "Jehovah versus", not the banks, but your own soul, then yield the point unreservedly. We are wrong, God must be right. In all this, sin not by charging God foolishly or by making requests that run athwart His righteous Law. A debt is a sacred thing; to owe no man anything is the Christian's honor. To pray for what would amount to a repudiation of just obligations, even under duress, is not the path of the miracle of grace.
The splendor of Christ's power to rescue men from their sin does not lie in the person saved, it lies wholly in Jesus Himself. And this same Jesus, who could command the unclean spirit with a word, can speak peace to your turmoil. Yet do not mistake the nature of His miracles. He who withered the fig tree taught that faith in God can move mountains, but He did not teach that faith obliterates every temporal consequence of our actions without a change of heart. The miracle of the loaves shows that Christ is grand in emergencies, spontaneously providing where there is no resource. But those who gathered had first followed Him into the wilderness, hungry for His word. Have you so followed? If you cry out for a loan to be granted without hassle, is your faith fixed upon the loan, or upon the Loan-Giver? If God could uphold Job in the loss of all, estate, children, health, and Job sinned not by rash or unbelieving speeches, then He can support you. Come, if you are as poor as Job, be as patient as Job and you will find hope ever shining like a star which never sets. The mother wept much over her child and yet she may not have sinned, for a heart's grief is sacred; but a heart that would escape repayment out of mortal fear of shame is not yet bowed in the worship that Job offered upon the ash-heap, when he fell to the ground and worshipped.
Consider the miracle of the loaves as it has transpired in your own life story. Have you not been fed before? Has He not made a way? Your new job itself is a mercy. Now, in this present trouble, do not let the fear of man, the dread of a visit to your home, the terror of legal threats and calls to friends, drive you to imagine that a personal loan is the sole expression of His delivering hand. The objective of a true miracle is to reveal more fully the power and authority of Christ's words. That power is not dependent upon schemes or the cessation of all earthly pressures. If He chooses to stay the storm, blessed be His name. But if He chooses to meet you in the fire, so that you come forth knowing Him as never before, will you charge Him foolishly? Many sin by unbelieving speeches when the way is dark. Job said nothing of the kind. Your desire to repay everyone is commendable; cling to that integrity. But set your face against the thought that God must move by giving you a new loan to clear the old, while asking that past obligations be wiped away simply because you have suffered. That is not the language of the Cross. At the foot of the Cross we see a love that loves us into faith, a love that pays what we could never pay, a love that makes us willing to walk uprightly even when the path is bitter.
Therefore, your miracle will not begin with a bank’s silence or a loan officer’s approval. It will begin when your glory, like Job’s, which was once fresh in you, is found to be fully in the Lord who gives and takes away. If any of God’s people have fears about the future as to temporal matters, remember that Job received at last twice as much, but only after he had interceded for those who condemned him. Can you intercede for those who now harass you? Can you bless the hands that threaten? This is the startling miracle of grace. The Lord Jesus can work this mighty miracle of mercy more swiftly than I can speak of it, changing a loathsome monster of guilt into a trophy of repentance, and changing a terrified debtor into a son whose peace is as a river, because his righteousness is from Christ alone. Let your prayer then be recast: not merely for a loan, but for such a sight of God in Christ that all else becomes secondary. When you have that, you will have a freshness of soul, a bow renewed in your hand, even in the midst of the conflict. The miracle is not that He removes every debtor’s call, but that in the midst of them, you sin not, nor charge Him foolishly, but worship. On your face before Him, find your answer. He will make your path plain, and you shall repay all that is just, with a strength not your own.
Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
