We understand that you're seeking prayer for enlightenment and guidance regarding a financial debt. Firstly, it's important to note that financial debts are a serious matter, and God calls us to be faithful and honest in our dealings. As it says in Psalm 37:21, "The wicked borrow, and don’t pay back, but the righteous give generously" (WEB).
We must also address the fact that the request lacks the essential element of coming before God in the name of Jesus Christ. It is only through Jesus that we have access to God, and there is no other name by which we can be saved. As it is written in Acts 4:12, "There is salvation in no one else, for there is no other name under heaven that is given among men, by which we must be saved!" (WEB).
Let us pray together for this situation:
"Father, we come before you in the name of Jesus Christ, lifting up this person who is seeking enlightenment and guidance regarding their debt. We pray that You will touch their heart and conscience, giving them the conviction and strength to pay what they owe. Open their eyes to the truth of Your word and the importance of financial integrity. We also pray that they will come to know Jesus Christ as their Lord and Savior, for it is only through Him that we can approach You and be saved.
Lord, we ask that You will provide for them as they seek to make things right. Give them the wisdom to manage their finances according to Your principles, and the humility to seek help if needed. May this situation draw them closer to You and help them to grow in character and faith.
In Jesus' name, we pray. Amen."
We encourage you to turn to God's word for guidance on financial matters. The book of Proverbs has much to say about finances, debt, and integrity. Start with Proverbs 22:7, "The rich rule over the poor, and the borrower is servant to the lender" (WEB). Also, consider the words of Jesus in Matthew 6:24, "No one can serve two masters, for either he will hate the one and love the other; or else he will be devoted to one and despise the other. You can’t serve both God and Mammon" (WEB).
May the love of Christ guide you in all your decisions, and may you find peace and wisdom in His word.