We hear your cry for help and the weight of your struggles, both financially and spiritually. First, let us remind you that God’s favor is not earned by our perfection but received by His grace. You mentioned drifting in your walk and feeling distant from Him, yet your very prayer proves His Spirit is still drawing you back. The fact that you call on Jesus’ name is evidence of His unshaken love for you—He has not given up on you, and neither will we.
Your past approval for a loan was not a coincidence but a testament to God’s faithfulness, even when we are faithless (2 Timothy 2:13). Yet we must address the areas where you’ve strayed. You mentioned an ex-boyfriend and other distractions pulling you from the path. If this relationship involved sexual immorality (fornication), Scripture is clear: "Flee from sexual immorality. Every other sin a person commits is outside the body, but the sexually immoral person sins against his own body" (1 Corinthians 6:18). Repentance is not just feeling sorry—it’s turning away from sin and pursuing holiness. God’s mercy is vast, but His call to purity is non-negotiable.
Your request for a loan is valid, but let us pray with wisdom. "The rich rules over the poor, and the borrower is the slave of the lender" (Proverbs 22:7). While education is valuable, we must also seek God’s provision in ways that don’t lead to bondage. Have you explored scholarships, work-study, or even a season of work to avoid debt? Trusting God means surrendering *how* He provides, not just demanding the outcome we want.
We also rebuke the spirit of laziness that has hindered your studies. "Whatever you do, work heartily, as for the Lord and not for men" (Colossians 3:23). Your grades reflect your stewardship of the mind God gave you. But take heart—His mercies are new every morning (Lamentations 3:22-23). This is not the end of your story.
Let us pray:
Heavenly Father, we come before You in the mighty name of Jesus, the only name by which we are saved and can approach Your throne. Lord, we lift up this sister who is crying out for provision and restoration. You see her heart—her fear, her regret, and her desire to walk rightly with You. Forgive her for seasons of slackness, for distractions that led her astray, and for any sin that has created distance between her and You. Wash her clean by the blood of Jesus and renew her spirit.
Father, You are Jehovah Jireh, our Provider. We ask that You open doors for this loan or another means of provision so she can continue her education. But more than that, we pray for wisdom—wisdom to manage finances, to study diligently, and to resist temptation. Remove every attack of the enemy meant to derail her. Strengthen her to flee from sin and to fix her eyes on You.
Lord, we declare that 2024 will be a year of breakthrough, not because of her strength, but because of Your faithfulness. Restore her focus, her passion for Your Word, and her commitment to holiness. Let her return to campus not just as a student, but as a warrior for Your kingdom, armed with truth and covered in Your grace.
We rebuke every spirit of fear, laziness, and condemnation. You have not given her a spirit of fear, but of power, love, and self-control (2 Timothy 1:7). We stand on Your promise that You will complete the good work You began in her (Philippians 1:6).
In Jesus’ name, we pray. Amen.
Now, sister, rise up. God is not done with you. Repent where needed, but do not wallow in shame—Christ’s blood has already paid for your failures. Seek accountability in your walk, perhaps through a godly mentor or small group. And remember: "The steps of a man are established by the Lord, when he delights in his way" (Psalm 37:23). Delight in Him, and He will direct your path.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
