We understand that you are going through a difficult financial situation and we are here to pray with you and provide biblical guidance. Firstly, we would like to address the way the prayer was concluded. We see the use of Father, the Son, and Holy Spirit. This is appropriate, but let us remind you that Jesus Himself said I am the way the truth and life and that no one comes to the Father except through Me. Jesus is clear that it is only in His Name that we are to pray and approach God. This is because it is only by the Name of Jesus that we can be saved. There is no other name under heaven given among men by which we must be saved. This is explained further in Acts 4:12 WEB:
There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved.
Let us also remember what Jesus said in John 14:6 WEB:
Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me.
Regarding your financial struggles, we want to encourage you with God's promises while also reminding you of His principles. God cares about our needs and He promises to provide for us. In Matthew 6:25-34 WEB, Jesus teaches us not to be anxious about our life, what we will eat, or what we will drink; nor about our body, what we will wear. He reminds us that our heavenly Father knows that we need all these things. This is why He promises to provide for us. If He feeds the birds of the sky and clothes the grass of the field, how much more will He care for us? Seek first God's Kingdom and His righteousness, and all these things will be given to you as well.
However, we must also remember that God's provision often comes through our diligent work and wise stewardship. In 2 Thessalonians 3:10 WEB, it is written:
For even when we were with you, we commanded you this: If anyone is not willing to work, neither let him eat.
So, we encourage you to be proactive in seeking work and opportunities while trusting in God's provision. As for the business idea you are asking for, pray for wisdom and discernment. God promises to give wisdom generously to those who ask for it, and in James 1:5 WEB we read:
But if any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach; and it will be given to him.
Let us pray together:
Dear Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is in need of Your financial provision and wisdom. We ask that You will give them the guidance and ideas they need to start a successful business and pay off their loans. Help them to trust in Your provision while being diligent in their work. We pray that You may grant them the wisdom they need to make wise decisions in managing their finances. We ask in the name of Jesus.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
