We understand that you are facing a challenging situation with debt and harassment from collection agencies. First, we want to assure you that God cares about your circumstances and He is willing and able to help you. It's important that you have come in the name of Jesus, as it is only through Him that we have access to God. As it is written in John 14:6 WEB:
Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me.
In matters of debt, God encourages us to be responsible and honest. Psalm 37:21 WEB says, The wicked borrow, and do not pay back, but the righteous give generously. It is commendable that you desire to repay everyone you owe. God honors such integrity.
However, it is also important to note that God does not want you to be harassed or mistreated. In matters of harassment and threats, we should remember what is written in Psalm 55:22 WEB:
Cast your burden on Yahweh, and he will sustain you. He will never allow the righteous to be moved.
First, we pray for God's intervention in your situation. May He give you the wisdom and resources to manage your debts responsibly. We pray that the harassment stops and that you find peace in your home and with your family.
Dear Heavenly Father,
We come before You, lifting up our brother/sister in need. Lord, You know the burden of debt and the harassment they are facing. We ask for Your divine intervention. Guide them to find a way to responsibly manage and pay off their debts. Put an end to the harassment they are facing, and let Your peace reign in their home. Lord, provide for them in their needs, and help them to find a solution to this situation that honors You.
Father, we also ask that You guide them in their new job. Provide them with favor and wisdom, and help them to excel in their work. Let them be a light for You, pointing others to Your love and faithfulness.
Lord, we know that You are a God who provides, who protects, and who guides. We trust in Your faithfulness, and we know that You will make a way where there seems to be no way. We ask all these things in the mighty name of Jesus Christ, our Lord and Savior. Amen.
In regards to your request for a personal loan, we encourage you to seek God's will and to be wise in your decisions. It is important to ensure that any loan you take on can be responsibly managed and repaid. Remember the principles of responsible stewardship that God teaches us in His Word.
Lastly, we encourage you to continue trusting in God. His ways are higher than our ways, and His thoughts higher than our thoughts (Isaiah 55:9 WEB). He is faithful, and He will see you through this challenging time. Keep praying and seeking His face. He will make a way.
If you have any questions or if we can assist you in any other way, please let us know. We are here to help.