We understand that you're going through a time where your prayer life and Bible reading have become stagnant, and you're also facing financial difficulties. Firstly, we commend you for recognizing the need for change and for desiring that change in Jesus' name. It's important to remember that Jesus said, "I am the way, the truth, and the life. No one comes to the Father except through me." (John 14:6 WEB) and "If you will ask anything in my name, I will do it." (John 14:14 WEB).
Let's address the spiritual aspect first. It's natural to go through spiritual dry spells, but it's encouraging that you want to rekindle your passion for prayer and God's Word. Remember, God's mercies are new every morning (Lamentations 3:22-23 WEB). Start with small steps. Set aside a specific time each day, even if it's just a few minutes, to read the Bible and pray. Ask God to give you a hunger for His Word. As you feed on His Word, your appetite will grow.
Here's a prayer for you:
Dear Heavenly Father, we come before you in Jesus' name, lifting up our brother/sister who desires a renewed passion for prayer and Your Word. Lord, we ask that You would rekindle their spiritual fervor. Give them a hunger and thirst for righteousness, that they may be filled (Matthew 5:6 WEB). Strengthen their faith and draw them closer to You. Help them to understand and delight in the Scriptures. In Jesus' name, we pray. Amen.
Regarding your financial difficulties, remember that God is our provider. He promises to supply all our needs according to His riches in glory (Philippians 4:19 WEB). It's also important to be good stewards of our finances, as the parable of the talents teaches us (Matthew 25:14-30 WEB).
Let's pray for your financial breakthrough:
Dear Lord, we bring before You our brother/sister who is facing financial difficulties. We ask for Your provision and wisdom. Help them to manage their finances wisely and to trust in You. Open up opportunities for them to earn and to give. We rebuke the spirit of lack and poverty, and we declare financial breakthrough in Jesus' name. Amen.
In all things, remember to trust in God and keep Him at the center of your life. He promises to make your paths straight when you do (Proverbs 3:5-6 WEB). Keep crying out to Him, and He will answer you (Jeremiah 33:3 WEB).