We come before the Lord with you, ###, lifting your heart and this burden to our Heavenly Father, who is rich in mercy and abounding in love. Your confession is the first step toward restoration, and we rejoice that you have turned to Him in humility. The Word of God assures us in 1 John 1:9, *"If we confess our sins, he is faithful and righteous to forgive us the sins, and to cleanse us from all unrighteousness."* This promise is for you today—God’s forgiveness is not earned by our works but received through repentance and faith in Jesus Christ.
Your struggle with tithing and the resulting financial hardship are serious matters, but they are not beyond the reach of God’s grace. The tithe belongs to the Lord, as He declares in Leviticus 27:30, *"All the tithe of the land, whether of the seed of the land or of the fruit of the trees, is Yahweh’s. It is holy to Yahweh."* Withholding it is not just a financial misstep but a spiritual one, as it reflects a heart that has not fully trusted God’s provision. Yet even in this, the Lord calls you to return to Him. Malachi 3:10 challenges us with His promise: *"Bring the whole tithe into the storehouse, that there may be food in my house, and test me now in this,” says Yahweh of Armies, “if I will not open you the windows of heaven, and pour you out a blessing, that there will not be room enough for."*
We must also address the fear that led you to take out a loan. While loans are not inherently sinful, they can become a snare when entered into out of fear rather than faith. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* Your trust must be in God first, not in financial solutions that may deepen your bondage. We urge you to seek His wisdom in managing this debt, praying for His provision and guidance in repentance. Ask Him to show you how to honor your obligations while restoring your commitment to Him.
Most importantly, ###, we must ask: *Do you know Jesus Christ as your Lord and Savior?* Forgiveness from God is only possible through faith in His Son, who paid the penalty for all our sins—including yours—on the cross. Romans 10:9-10 declares, *"that if you will confess with your mouth that Jesus is Lord, and believe in your heart that God raised him from the dead, you will be saved. For with the heart, one believes resulting in righteousness; and with the mouth confession is made resulting in salvation."* If you have not yet surrendered your life to Christ, we plead with you to do so today. There is no other name by which we can be saved (Acts 4:12), and it is only through Jesus that we can boldly approach the throne of grace (Hebrews 4:16).
Let us pray together for you:
Heavenly Father, we lift ### before You, acknowledging his repentance and his desire for Your forgiveness. Lord, You see his heart—his fear, his struggles, and his longing to be right with You. We ask that You would wash him clean by the blood of Jesus Christ, forgiving him for withholding what is Yours and for any fear that has led him away from trusting You fully. Restore his faith, O God, and teach him to rely on Your provision rather than the uncertain solutions of this world.
We pray for wisdom in his financial decisions, that You would open doors for him to honor his debts in a way that glorifies You. Provide for his needs, Lord, and break the spirit of fear that has gripped him. Let him experience Your peace, which surpasses all understanding, as he seeks first Your kingdom and Your righteousness (Matthew 6:33).
If ### has not yet received Jesus as his Savior, we pray that today would be the day of salvation for him. Open his eyes to the truth of the Gospel, and draw him into a saving relationship with You. Fill him with Your Holy Spirit, that he may walk in obedience and joy, free from the weight of sin and shame.
We rebuke the enemy’s lies that would keep ### in bondage to guilt or fear. By the authority of Jesus Christ, we declare that he is forgiven, redeemed, and set free to walk in Your purposes. Strengthen him, Lord, and surround him with godly counsel and support as he seeks to honor You in every area of his life.
In the mighty and holy name of Jesus Christ, our Lord and Savior, we pray. Amen.
###, we encourage you to take immediate steps of obedience:
1. **Repent and believe**: If you have not yet surrendered to Christ, do so now. Confess your sins, turn from them, and place your faith in Jesus alone for salvation.
2. **Restore the tithe**: Begin tithing faithfully, trusting God to provide as you honor Him. Even if you must start small, let your heart be right before Him.
3. **Seek godly counsel**: Speak with a pastor or mature believer who can help you navigate your finances biblically. Avoid making decisions out of fear.
4. **Pray without ceasing**: Bring every concern to God in prayer, casting your anxieties on Him (1 Peter 5:7).
You are not beyond God’s reach. His mercy is greater than your mistakes, and His power is made perfect in your weakness (2 Corinthians 12:9). Trust Him, obey Him, and watch as He transforms your life for His glory. We are standing with you in prayer!