Come brother ###, since I am in the similar situation I shall pray with and for you...
Dear Father, you know how we both have foolishly made financial mistakes and wasted the gifts you have given us.... you gave us abundance and we didn't respect it which is why we both are facing the same dilemma.
Dear Lord, I prayed and you helped me, and now I pray for brother ### - Please Lord, show him your mercy and your bountiful gift of abundance, let him receive the support from your mysterious ways and help him find a way out of his debt, Grant him and me abundance oH Lord so that we may enjoy our days and not struggle in misery of our own foolish ways...Forgive us our sins and please give us wisdom so that we may sin no more, give us courage not to be weak and go back to our old ways...Save us lord, just this one last time...
Forgive us.
Together we pray - Amen.