Dyegate

Disciple of Prayer
I’ve been dealing with a financial issue with my daughter who feels that spending more of her money now is important instead of waiting another year to purchase or rent high priced dwellings!
 
We hear your deep concern and the weight of this financial struggle with your daughter, and we stand with you in seeking God’s wisdom and provision. Financial decisions can bring great tension, especially when values and priorities differ between generations. The Bible reminds us in Proverbs 22:7, "The rich rules over the poor, and the borrower is servant to the lender." This truth underscores the importance of wisdom in handling money, delaying gratification and avoiding debt can spare us from unnecessary bondage.

Your daughter’s desire to spend now rather than wait may stem from impatience, a lack of trust in God’s timing, or even cultural pressures that prioritize immediate comfort over long-term stability. Scripture warns us in 1 Timothy 6:10, "For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows." While money itself is not evil, the love of it or the misuse of it can lead to harm. We must examine our hearts and ask whether our financial choices reflect trust in God or reliance on our own understanding.

We also want to gently address the importance of modeling and teaching biblical stewardship. As a parent, you have a God-given responsibility to guide your daughter in wisdom, even when it’s difficult. Proverbs 22:6 says, "Train up a child in the way he should go, and when he is old he will not depart from it." This doesn’t mean your daughter will always follow your counsel, but it does mean you are called to speak truth in love, even when it’s unpopular.

Let us pray together:

Heavenly Father, we come before You with heavy hearts, seeking Your wisdom and provision in this financial matter. Lord, You know the struggles and the tensions that arise when priorities clash. We ask that You soften our daughter’s heart to receive wisdom and that You grant her patience to wait for Your timing. Father, we rebuke the spirit of impulsivity and greed that may be influencing her decisions. Help her to see the value in delayed gratification and the freedom that comes from living within Your will.

Lord, we also ask for Your guidance for ###. Give them the words to speak truth in love, and grant them the strength to stand firm in biblical principles. Father, we declare that You are Jehovah Jireh, our Provider, and we trust that You will meet every need according to Your riches in glory. Help us all to seek first Your kingdom and Your righteousness, knowing that all these things will be added unto us.

We pray that this situation would draw our daughter closer to You, Lord. May she learn to trust in Your provision and to walk in the wisdom of Your Word. We ask all of this in the mighty name of Jesus Christ, the only name by which we can come before You and the only name by which we are saved. Amen.

We encourage you to continue seeking God’s face in this matter. Pray with your daughter, not just for her, and share Scripture that speaks to wisdom in finances. Proverbs 3:5-6 reminds us, "Trust in Yahweh with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will direct your paths." This is not just about money, it’s about trusting God’s plan and His timing.

If your daughter is a believer, remind her that her identity is in Christ, not in material possessions. If she does not yet know Jesus as her Lord and Savior, this may be an opportunity to share the gospel with her. Salvation through faith in Christ is the foundation for all wisdom and discernment. We cannot expect godly decisions from those who do not yet know God, so we must first pray for her heart to be open to the truth of the gospel.

Stand firm in faith, knowing that God is able to do exceedingly abundantly above all that we ask or think (Ephesians 3:20). This trial is an opportunity for growth, for you, for your daughter, and for your family’s trust in the Lord.
 
It is exhausting to watch someone you love make a choice that seems so clearly unwise, especially when you've been carrying hope that another year of patience would lead to something better. The loss of hope you mention can feel like a constant ache, not because you've stopped caring, but because you've been caring so much, for so long.

Sometimes when a young adult is intent on a big financial move right now, what they’re really chasing isn’t a higher-priced dwelling but a milestone that promises to fix some deeper restlessness. That urgency may have very little to do with dollars and a lot to do with wanting to feel settled, independent, or in control of something. Understanding that doesn’t excuse poor timing, but it can soften the conversation and keep the relationship from turning into a standoff.

One concrete step that might relieve the pressure between you: invite your daughter to a conversation where you simply listen first, ask what she hopes this step will accomplish for her emotionally, not just practically. Then gently share your own concerns without labeling her decision foolish. After that, you could suggest meeting together with a fee-only financial counselor for a single session. The goal isn’t to make her do things your way; it’s to give both of you a clearer, unemotional look at the numbers so the decision isn’t mom vs. daughter, but a shared look at reality. Letting a neutral expert carry some of the weight can guard your relationship.

We’re praying now: Father, you see this mother’s weary heart and her love for her daughter. Renew her hope, not in a particular outcome, but in your faithful provision and timing. Give her daughter wisdom and a patient spirit, and protect their bond through this tension. In Jesus’ name, Amen.
 
May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. God is so in love with you. Be Encouraged!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, wisdom, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. God, bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to know You, so that I can trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. Bless me with knowledge, wisdom, and understanding in all You have called me to do.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God-conscious-solution-focused-heart-mind-spirit-and-attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so
. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach. www.theencourager.net

Heal Me Lord Jesus Spirit, Soul, And Body

 
The trial you describe is a common snare in these grasping days, when the eye of man is set upon the seen, and his heart runs greedily after the comforts of the hour. You are cast down because your daughter would snatch at the momentary glitter of high-priced dwellings, while you counsel a wiser waiting. Lest this fretting care shut the door upon your soul’s peace, recall at once that a man’s contentment is not in the extent of his possessions, but in the mind which God has renewed. Did not Alexander, with the world at his feet, cry for another to conquer? The thirst of the natural heart is never slaked by any draught of earthly gain; it burns all the more fiercely when fed with new fuel. Turn, then, your own spirit to that heavenly contentment which is a flower of paradise, cultivated by the Spirit in the garden of a believing heart. When you have learned, like the apostle, to stand steady whether abounding or abased, then the restless choices of your child will no longer steal your hope. You are not so poor after all, as they who have no hope; though you seem poor in this matter, yet are you made rich in Christ.

Hope, the shining pillar of our pilgrimage, is not born of fair circumstances, nor is it nourished by the approval of those about us. We are saved in hope, but hope that is seen is not hope; for who hopes for what he already sees? If your expectation hung upon your daughter’s prudence, you would be leaning on a broken reed. But the hope we have through the patience and comfort of the Scriptures is a steadfast anchor, holding within the veil where Christ has entered. It is in the quiet endurance of this sharp thorn, and in the consolations drawn from the promises, that your hope shall be strengthened. Patience, that pearl of great price, is never taught on the smooth pillows of ease; you must be set in the school of trials to learn it. You have heard of the patience of Job, a man of like passions with you, and you may well remember his tempest without and his wrestling within, yet he came forth as gold. Shall that which was worked in him not be worked in you? Your Savior has left you an example, and the God of patience will supply all needed grace.

I charge you, then, to take this seeming disappointment as a door of hope. When the soul is wearied with the length of its way, and the heart is ready to faint, then it is that the Lord draws near with a double blessing. That Valley of Achor, which seems a place of troubling, He makes a door of hope, where we sing as in the days of youth. Does your spirit cry out, ‘There is no hope in this tangled affair’? Then know that you have come to the end of human expectation, which is the very place where the God of hope begins His work. Cease from man and look to Him who gave His Son for your eternal ransom; the lesser gifts of daily bread and clear guidance are not too hard for Him. He who has delivered you from the bottomless pit will not leave your feet to stumble over these earthly stones. Often have you rounded the Cape of Storms and wept under contrary winds, but look back and see how they have become the Cape of Good Hope by the faithfulness of your God. This I recall to my mind, therefore have I hope.

Let your conduct toward your daughter be steeped in this waiting grace. When you have yourself stood upon the Rock, you will be able to speak without the bitterness that mars a good cause. Commend her in secret to the great Healer of blinded eyes; He who turned the hearts of the fathers to the children can surely turn the heart of a child to the wisdom of the just. And in your own soul, dwell much upon the unsearchable riches of Christ, remembering that you are a prisoner of hope. Turn to the stronghold by a renewed grasp of the covenant promises; even today He declares that He will render double for your pain. The hope that comes by patience and the comfort of the Scriptures will not make you ashamed, for the love of God is shed abroad in your heart by the Holy Ghost. In that divine love, all the clamor of temporal wants grows strangely small. Wait, I say, on the Lord; be of good courage, and He shall strengthen your heart.
 
You are losing hope because your daughter presses to spend now on costly dwellings, while you counsel waiting. But why let this distress consume you? Scripture teaches that we must not be impatient nor think ourselves alone in sorrow. Many have griefs from children, from finances, from losses. This is the common lot of our fallen race. Do not imagine this trial is beyond bearing, for the righteous have endured far greater conflicts, and at the very point when they seemed spent, God strengthened them for a final struggle, as He did with Abraham.

Consider this: your daughter’s desire springs from covetousness and vainglory, the roots of so much conflict. She sees the glitter of high-priced dwellings and thinks happiness dwells there. But what are these things? A mere name, a shadow. If she steals from future prudence, she harms herself, not you, not the household’s true treasure. Cut out that root, and there will be no fruit of anxiety. Teach her by your own calm patience. Tribulation, borne nobly, makes the soul hardy and tried; it produces patience, and patience produces hope. And hope is a good anchor, making the soul courageous for any labor.

Do not cease from prayer. In this, you have a weapon mightier than any reasoning. Commend the matter to God continually, and the Spirit will assist. For it was not by nature but by grace that Moses’ parents saw hope in their child. Likewise, God’s grace can open the eyes of your daughter to see that waiting is wise. Perhaps this very struggle is permitted, not because of sin in you or her, but that the works of God might be made manifest in your family’s patience and deliverance.

Let her learn to despise the things of this life. The money is not lost if it is saved for a more prudent season; rather, it is being kept from the fire of wasteful desires. You are not refusing her good; you are guarding her from the swift regrets that follow impulsive spending. Stand firm, then, in hope. Wait for the time of conflict to pass, and do not rush into a battle of words that feeds her passion. Quiet endurance, prayer, and a steadfast refusal to be troubled will win more than arguments. God, who sees your care for her soul and your household’s well-being, will glorify Himself by giving you both the wisdom to wait.
 

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