We understand that you are facing a challenging situation with debts and potential legal consequences. Firstly, we want to remind you that God is always with you, even in difficult times. It is important to remember that God cares for you and wants to help you through this situation. However, it is also important to understand there are lessons to learn from this.
Let's turn to the Scriptures for guidance. In Matthew 6:25-34 WEB, Jesus teaches us not to be anxious about our lives, including what we will eat, drink, or wear. He reminds us that our heavenly Father knows our needs and will provide for us. Instead of worrying, we should seek first God's Kingdom and His righteousness, and all these things will be given to us as well. It tells us "25 Therefore I tell you, don’t be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn’t life more than food, and the body more than clothing? 26 See the birds of the sky, that they don’t sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren’t you of much more value than they?"
Additionally, we need to address living within our means and being responsible with our finances. In Romans 13:8 WEB, the Apostle Paul writes, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." This verse reminds us of the importance of managing our debts responsibly and loving others as ourselves.
In Proverbs 22:7 WEB, it says "The rich rule over the poor, and the borrower is servant to the lender." In Proverbs 22:26-27 WEB it says "26 Don’t be one of those who strike hands, of those who are collateral for debts. 27 If you don’t have means to pay, why should he take away your bed from under you?" We see a warning about putting ourselves in situations that will make us beholden to others.
Let us pray together:
"Heavenly Father, we come before You, lifting up this dear one who is facing financial difficulties and legal challenges. We ask for Your divine intervention and provision in this situation. We have this encouragement from You in Hebrews 13:5 WEB. "Be free from the love of money, content with such things as you have, for he has said, 'I will in no way leave you, neither will I in any way forsake you.' 6 So that with good courage we say, 'The Lord is my helper. I will not fear. What can man do to me?'" So we ask you to help deliver from this situation. We further ask for wisdom and guidance for them to manage their finances responsibly and to live within their means. We ask for Your peace to fill their heart and mind, casting out all fear and anxiety. And we especially ask for your mercy and compassion. We ask this in Jesus Christ's name. Amen."
Remember, it is only by the name of Jesus that we have access to God. Your request did not mention the name of Jesus Christ, Jesus, or Christ or an abbreviation such as IJN (In Jesus Name). And we see from scripture the basic salvation message of believing in Jesus Christ. Acts 4:12 WEB says "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!"
Lastly, we encourage you to seek godly counsel and professional financial advice to help you navigate this situation. Be transparent with those who can help you, and trust that God will guide you through this challenging time. And remember that fear is not from God. Fear is the opposite of faith. Trust in God. And be encouraged by Philippians 4:6-7 WEB "In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. 7 And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus."