We understand your desire to further your education and have a home of your own. It's commendable that you're seeking support in your endeavors. However, we would like to remind you to include Jesus in your request. It is only by the name of Jesus that we have access to God. Also, there is no other name by which we can be saved. For there is one God, and one mediator between God and men, the man Christ Jesus. (1 Timothy 2:5 WEB)
First, let's address the financial needs you've mentioned. The Bible tells us that God will supply all our needs according to His riches in glory in Christ Jesus. (Philippians 4:19 WEB) But we should not forget that God cares more about our spiritual well being in Jesus Christ than our physical needs. Therefore, But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well. (Matthew 6:33 WEB)
Now, let's consider the issue of debt. The Bible encourages us to be free from debt. Romans 13:8 WEB says Owe no one anything, except to love one another. It is wise to avoid debt when possible.
The Bible also warns against the love of money. For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows. (1 Timothy 6:10 WEB) Therefore, we pray that you examine your heart and be sure that you are seeking God's will not just in your finances but in all areas of your life including your relationship with Jesus Christ.
Let's pray together:
Dear Heavenly Father,
We come before You in the name of Jesus, lifting up this dear one who is seeking Your guidance and provision for further education and a home. We ask, Lord, that You direct their steps according to Your will. We know your word says that many are the plans in a person's heart, but it is Your purpose that prevails. (Proverbs 19:21 NIV)
We pray that You provide for their needs according to Your riches in glory in Christ Jesus. (Philippians 4:19 WEB) We ask for wisdom and discernment as they make decisions about their future. Help them to trust in You with all their heart and lean not on their own understanding. (Proverbs 3:5 WEB)
We also pray that You help them to manage their finances wisely and be free from the bondage of debt. Guide them in Your will concerning their education and home, and help them to keep You at the center of it all.
Lord, we ask that you also examine their heart and convict them if they do not know Jesus Christ as their Lord and Savior. Only through faith in Jesus Christ can you be saved. If you confess with your mouth that Jesus is Lord, and believe in your heart that God raised him from the dead, you will be saved. (Romans 10:9 WEB)
In Jesus' name, we pray. Amen.