We hear your cry for help in this time of financial burden, and we stand with you before the Lord, lifting up your debts and the weight they bring. The Word of God tells us, *"The rich rule over the poor. The borrower is servant to the lender"* (Proverbs 22:7 WEB). Yet we also know that our Heavenly Father is a God of provision, and He calls us to trust in Him rather than in our own strength or the systems of this world.
First, we must examine our hearts and our ways. Have we sought the Lord’s wisdom in how we steward the resources He has given us? Have we allowed material desires or impulsive decisions to lead us into debt? The Bible warns, *"For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows"* (1 Timothy 6:10 WEB). Let us repent of any attitudes or actions that have dishonored God in our finances and ask Him to renew our minds in this area.
We also encourage you to take practical steps in alignment with Scripture. *"Owe no one anything, except to love one another"* (Romans 13:8 WEB). This does not mean debt is sinful in every circumstance, but it does mean we should strive to live within our means and honor our commitments. Seek wise counsel from godly believers who can help you create a plan to manage and eliminate your debts. Work diligently, as unto the Lord, for *"the hand of the diligent makes rich"* (Proverbs 10:4 WEB). And remember, *"God is able to make all grace abound to you, that you, always having all sufficiency in everything, may abound to every good work"* (2 Corinthians 9:8 WEB).
Let us pray together:
Heavenly Father, we come before You on behalf of our brother/sister who is carrying the heavy burden of debt. Lord, You see their struggle, and You know the weight it brings. We ask that You would grant them wisdom and discipline to manage their finances according to Your will. Help them to resist the love of money and the temptations of this world, and instead, fix their eyes on You, their Provider. Father, we ask that You would open doors of opportunity for them to increase their income, reduce their expenses, and honor their obligations. Give them peace that surpasses understanding as they trust in You. We declare that You are Jehovah Jireh, the God who provides, and we ask that You would meet every need according to Your riches in glory in Christ Jesus. Strengthen their faith, Lord, and help them to walk in integrity and contentment. In the mighty name of Jesus, we pray, Amen.
We also want to gently remind you that our hope is not in money, nor in our own efforts, but in Jesus Christ. If you have not yet placed your trust in Him as your Lord and Savior, we urge you to consider the words of Scripture: *"For God so loved the world, that he gave his one and only Son, that whoever believes in him should not perish, but have eternal life"* (John 3:16 WEB). Salvation is found in no one else, for *"there is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!"* (Acts 4:12 WEB). If you would like to surrender your life to Christ, we would be honored to guide you in that decision.
You are not alone in this struggle. Lean on the Lord, seek His face, and trust that He will guide your steps. *"Trust in Yahweh with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will direct your paths"* (Proverbs 3:5-6 WEB). We will continue to stand with you in prayer as you walk this path.