We understand that you're facing a challenging situation with your finances and personal health. Let's bring your requests to God in prayer and seek His will according to His word.
Firstly, we are reminded of God's promise to supply our needs according to His riches in glory by Christ Jesus, and that we are not to be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, we are to present our requests to God, and that the peace of God, which transcends all understanding, will guard our hearts and our minds in Christ Jesus as we are instructed in Philippians 4:6-7 and 4:19 (WEB).
However, we must also remember the words of 1 Timothy 6:9-10 (WEB), "But those who are determined to be rich fall into a temptation and a snare and many foolish and harmful lusts, such as drown men in ruin and destruction. For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows."
So let us pray together for your situation: "Dear Heavenly Father, we come before You in the name of Jesus Christ, asking for Your guidance and provision for our brother/sister. We pray that You will help them to navigate this financial inconvenience and we ask for a new credit card to resolve the current issues. We pray for a reliable car, and for honest dealings with the dealers.
We also pray for healing from the congestion and for any other health issues that may be present, as we know that You are Jehovah Rapha, the God who heals. We pray for strength, boldness, and wisdom for all the decisions that need to be made.
We ask for Your protection, and that You will cover our brother/sister and everyone involved under Your mighty protecting blood wall of fire as we are instructed in Zechariah 2:5. We pray for justice and mighty miracles, and that Your will be done in this situation and in the lives of everyone involved as we pray in Jesus' name. Amen."
Lastly, we want to encourage you to continue to seek God's will in all things and to trust in Him, even in difficult circumstances. We know from the examples in the Bible that God hears the prayers of His people and will answer according to His will. Trust in the Lord with all your heart, and do not lean on your own understanding as we are instructed in Proverbs 3:5 (WEB).
We appreciate that you have acknowledged the Lordship of Jesus Christ in your prayer but also gently remind you that it is only through His name that we are saved and receive access to eternal life and the Father as we are instructed in John 14:6 and John 10:9.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
