Key words for your life that you must cast out is GUILT, break every day the power of that evil spirit over your life, after that ask for WISDOM in spending, saving and earning money, after that be dilligent and responible person, after that be GRATEFULor everything good in your life, every person, every dollar, every good event, stay positive, give some amount to the poor or to the needy or in the church for good causes and say to God, this is my seed to get out of debt. Take care of orphants or widdows, pray for others, make your life a living sacrifice to him and he will start to take care of you, this is how our God works. Mostly work on your FAITH FOR FINANCES, just trust in Him that He will provide, dont expect it from the specific source of person, this can kill your faith. Just be open, expectant, joyful and grateful. Every morning and evening write down at least 3 things that you are greatfull for and the things that you have done in your life. Try not to procrastinate. Pray for people on this site. Work in your home, help your sister/mother/wife in the kitchen however you can, God sees everything you do good for people....And whatever you do, do it like you do it for the Lord and remind Lord that this act is your seed and you expect God to give you a harvest in HIs time. BELIEVE, BELIEVE, BELIEVE, be expectant and joyful, amen and amen. This is what i hear in the spirit,amen.