We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and potential disruption to your life and family. First, we commend you for approaching this situation in prayer and seeking God's forgiveness and intervention. It is good and appropriate that you asked for these things in Jesus' name. It is by His name alone that we can approach God the Father.
In the Bible, we are encouraged to be diligent in our work and to manage our finances responsibly. Let's remember Proverbs 22:7, "The rich rule over the poor, and the borrower is servant to the lender." and Proverbs 22:26-27, "Don’t you be one of those who strike hands, of those who are collateral for debts. If you don’t have means to pay, why should he take away your bed from under you?" These verses remind us of the importance of managing debt wisely.
However, God also cares about our burdens and wants us to cast our anxieties on Him. 1 Peter 5:7 says, "Casting all your worries on him, because he cares for you." We should pray for God's guidance and provision, and trust that He will help us through difficult times. Let us pray for God's help and your willingness to pay to whom it is due. "Render to all what is due them: tax to whom tax is due, custom to whom custom, fear to whom fear, honor to whom honor." Romans 13:7.
Let's pray together:
Heavenly Father, we come before You in Jesus’ name, lifting up our brother/sister who is burdened with debt and facing harassment. Lord, we ask for Your divine intervention in this situation. Guide them to manage their finances responsibly and provide for their needs according to Your riches in glory. Protect them and their family from any form of harassment or disruption.
Lord, we pray for a miracle. We also pray a prayer of agreement that the Lord will grant a personal loan to pay off all debts. We also pray that the debt collection agencies will completely close their accounts and they be released from their debt burden totally or miraculously. We rebuke and curse Satan who is the father of all debt and harassment.
Help our brother/sister to live in peace and freedom, trusting in Your provision and guidance.
Also, sanctify their job and stabilize it and keep it safe from all harassment and attacks from the evil one. In Jesus' name, we pray for a miracle today.
We will continue to pray and advise that you communicate openly with your creditors, explaining your situation and your willingness to pay. Seek godly counsel and consider all options, including debt consolidation or negotiating payment plans.
Trust in the Lord, and remember His promise in Matthew 6:31-33, "Therefore don’t be anxious, saying, ‘What will we eat?’, ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well."
Continue to pray and trust in God's provision and guidance.