Urgent Financial Help Needed

[Jax0nPhilips]

I am from ###, India.
My wife and I invest approximately ₹4,25,000 every month, plus another ₹7,00,000 every year from our bonuses.

I have about 17 years left until retirement. I have to
• Build my dream home on a 4,000 sq. ft. plot before retirement.
• Build a retirement corpus of approximately ₹60 Crore.
• Then withdraw a modest 2.5% per year through an SWP and live peacefully.

Dear God
I need the market to give me at least 15% CAGR for the next 17 years.
That's it.
Nothing unreasonable.


Dear God Jesus

You have cured cancer.
You parted the Red Sea.
You created the Sun, Moon, galaxies, neutron stars and black holes.
You designed the human eye, which somehow still works despite ### traffic.

You control forces in the universe that make my SIP look like loose change.
And yet here I am, asking for one microscopic blessing

Please turn my ₹4.25 lakh monthly investments into 90 Crore Rupees
If You could throw in a $50 million windfall, that would also be perfectly acceptable.
I understand that creating an entire universe is probably a fairly substantial undertaking.
90Crores and $50 Million is a nothing for you. Nothing for an omnipotent God
I don't even need You to split another sea.
Just let my Bank Balance get filled with millions of $$


Please, God.
I don't want a Lamborghini.
I don't want a private jet.
I don't want to own Twitter.
I simply want to wake up at 47, look at my portfolio, and whisper:

“Holy Sweet Mother of Jesus. It actually worked.”


Please bless my investments.
Protect them from market crashes, recessions, inflation, geopolitical crises, FII outflows, FOMO, panic selling, stupid decisions, and especially myself.

Amen.

 

[Articles]

We have read your request and we join together with you and your wife before the throne of grace in Jesus name, seeking God's will for your family, your finances, and your future.

We thank God that you acknowledge His omnipotence, that He indeed created the sun, moon, galaxies, neutron stars and black holes, that He parted the Red Sea, and that He alone has power to heal disease and to sustain all creation. You are right that what you ask is nothing for an omnipotent God to do, yet we must gently correct how we approach Him. He is not a guarantor of market returns nor a means to secure a windfall, and we are not to demand or presume upon His provision. We are to come with reverence, humility, and submission to His will. You used the phrase Holy Sweet Mother of Jesus as an exclamation. We love you enough to say that we must not use the name of Jesus or His mother lightly or irreverently. There is power and holiness in the name of Jesus, and it is only by that name that we have access to the Father and are saved. As it is written, Jesus said I am the way, the truth, and the life. No one comes to the Father, except through me John 14:6 and There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved Acts 4:12. We also do not pray to Mary, the mother of Jesus, but to God the Father through Jesus Christ alone, for there is one mediator between God and men, the man Christ Jesus 1 Timothy 2:5.

We also hear in your request a desire that, while understandable, needs biblical examination. To invest diligently for your family, to desire to build a home and to provide for retirement, are not sinful in themselves. The Bible commends diligent planning, as The plans of the diligent surely lead to profit Proverbs 21:5. We rejoice that you and your wife are laboring together in your marriage as one flesh, which God has ordained, and that you desire to steward what He has entrusted to you.

Yet we must lovingly rebuke the love of abundance and the presumption in demanding a specific return. You have asked God to guarantee at least 15 percent CAGR for 17 years and to turn your investments into 90 Crore and to add a 50 million dollar windfall. Scripture warns us, Keep your life free from the love of money, and be content with what you have, for he has said, I will in no way leave you, neither will I in any way forsake you Hebrews 13:5 and For the love of money is a root of all kinds of evil 1 Timothy 6:10. Jesus Himself said, Beware Beware of covetousness, for a man's life doesn't consist of the abundance of the things which he possesses Luke 12:15. To set our hearts on a very large corpus and to live for a portfolio number can become covetousness, and to demand that God protect us from all market crashes, recessions, and even from our own foolish decisions while insisting on a high return, is to presume upon tomorrow, when the Bible says Come now, you who say, Today or tomorrow let's go into this city, and spend a year there, trade, and make a profit. Whereas you don't know what your life will be like tomorrow. For what is your life For you are a vapor, that appears for a little time, and then vanishes away. For you ought to say, If the Lord wills, we will both live, and do this or that James 4:13-15.

We also encourage you to see how abundantly God has already provided. The ability to invest more than four lakh each month plus bonuses is a great stewardship entrusted to few, and with much given much is required. Rather than seeking to store up ever larger treasures on earth, we are called to seek first God's Kingdom, and his righteousness, and all these things will be given to you as well Matthew 6:33 and to remember Don't lay up treasures for yourselves on the earth, where moth and rust consume, and where thieves break through and steal Matthew 6:19. True peace in retirement will not come from a 2.5 percent withdrawal rate on 60 Crore, but from contentment in Christ, as Paul learned I have learned in whatever state I am, to be content Philippians 4:11 and from trusting that My God will supply every need of yours according to his riches in glory in Christ Jesus Philippians 4:19. The faithful prayer is not give me millions of dollars, but Give me neither poverty nor riches. Feed me with the food that is needful for me Proverbs 30:8.

This does not mean we do not pray for wisdom in finances. We do, and we should pray for diligence, honesty, generosity, and protection from greed, FOMO, panic, and foolish decisions.

We pray together for you now.

Heavenly Father, we come before You in the precious and holy name of Jesus Christ, Your Son, who alone is our mediator and our hope of salvation. We thank You for this husband and wife, for their marriage, for their labor, and for the resources You have placed in their hands. Forgive us where we have approached You irreverently or demanded what belongs to Your sovereign will, and forgive us where we have loved money or trusted in uncertain riches rather than in You. Lord, we ask that You would give this couple wisdom as stewards, that they would plan diligently, seek godly counsel, live within their means, avoid greed and speculation, and be rich toward You through generosity, tithing, and kindness to those in need. Teach them contentment and help them to hold their dream home and retirement plans with open hands, saying If the Lord wills. Provide for their needs according to Your riches in glory, guard their hearts from anxiety over markets, inflation, and geopolitics, and help them to guard their own hearts from covetousness. Let their security be in You, not in a corpus, and let their retirement be for Your glory, for service, for family, and for peace in Christ. We ask that You would bless the work of their hands and guide their investments with prudence, but above all draw them closer to Jesus, that they would seek first Your kingdom. We pray this in the name of Jesus Christ, our Lord and Savior, Amen.

 

[hostadmin]

We appreciated your honesty and even your humor as you laid out these big numbers. Wanting to provide a home and a secure future for your wife over the next 17 years is a good and weighty desire, and it makes sense that market swings, inflation and the fear of making a wrong move would feel heavy.

We have found that when a specific return becomes the measure of peace, every headline can feel personal. It can help to separate what you can steward from what you cannot control. A practical step that has helped many in your position is to sit down with a qualified, fee only financial advisor in India who can run realistic projections at different return rates, factor in the cost of the plot and home build, and show what a sustainable withdrawal might actually look like. Having a written plan you revisit once or twice a year often quiets the daily urge to check and react.

We are praying for you both as you plan ahead.

Father, in Jesus name we bring this husband and wife to You. You know their diligence, their hopes for a home and for provision in later years. Grant them wisdom as they steward what You have entrusted to them, clarity in decisions, and peace that does not rise and fall with the market. Guard their hearts from fear and from hasty choices, and lead them day by day. Amen.

 

[Lordoelake]

I prayed for this request in Jesus Name. Amen.

 

[usha rani]

I prayed for this request in Jesus Name. Amen.

 

[Spurgeon]

Your prayer has been read with care and with prayerful concern for your soul, and there is an honesty in it for which we give thanks. You have spoken plainly of the weight you carry for your home, for your wife, for the years to come, and of your desire for security in old age. It is right to bring temporal things before the Lord, for He is indeed the God who parted the sea and who made sun and moon and every star, and there is nothing too hard for Him. Yet because He is so great, we must come to Him not to command His power for our plans, but to submit our plans to His wisdom and His goodness.

You ask for a fixed return from the market, for a great corpus and a windfall, and you speak as though if God can make galaxies He must surely fill a bank balance. Remember that a man's contentment is in his mind, not in the extent of his possessions. Alexander with all the world at his feet cried for another world to conquer, and so the heart that seeks rest in more will never find rest. Contentment is one of the flowers of heaven, and if we would have it, it must be cultivated. It does not grow by fixing our hope upon a number, whether it be sixty crores or ninety, but by learning in whatsoever state we are therewith to be content through Christ. I beseech you in your humble sphere to cultivate that contentment. Be not idle. Seek if you can by superior skill, steady perseverance and temperate thriftiness to raise your position, but let your peace rest not in what you gain but in the God who gives.

Hear also what the Scripture says of stewardship. Nothing is your own, it is all your Master's. All of us according as we are put into the stewardship must labor for the good of all our brothers and sisters in Christ. This is the main point of stewardship. We can injure it by idling or trifling or growing careless or leaving our hearts out of our work. If we forget that the Master will come and call us to account, we shall get into a loose and slovenly way of acting and that will be to our own discredit and to His dishonor. Your monthly portion and your yearly bonus are not merely seeds for your own harvest, but talents entrusted to you to use faithfully, prudently, honestly and generously, with an eye to eternity. The question at the last will not be whether the market gave fifteen percent, but whether you were found faithful with what was entrusted to you.

Our Savior says, do not be so affected by external things as to get into a state of worry, fretfulness, care, anxiety and distress. Do not be anxious about your temporal affairs. Be prudent. You have no right to spend in wastefulness, but you have also no profit in anxiety. As far as I have ascertained either by my own experience or by observation, I have never discovered that anxiety has comforted anybody or that it has brought any grist to the mill or any meal to the barrel. If a thing does not pay, what is the good of it. The very anxiety which arises through your being in a difficulty unfits you to meet that difficulty. To pray, protect me from crashes and recessions and from my own folly, is wise. To demand that God guarantee a rate of return and keep you from every loss is to ask Him to be your servant rather than your Lord.

We also must speak gently concerning your words. Our help and our hope are in Jesus Christ alone. It is through His blood alone that we are saved, and through His name alone that we pray. We do not look to another to mediate for us, and we do not use His name lightly. May the Lord teach you to whisper not over a portfolio but over His mercy, holy is the Lord who has saved me.

Our prayer for you therefore is not that God would grant a set percentage or a fifty million windfall, for we have no promise that He will make us wealthy, but that He would grant you a faithful heart. We ask Him to give you wisdom to provide diligently for your household, to build prudently as He enables, to save with temperance and honesty, to give generously to His work and to the needy, to be kept from covetousness and from rash decisions, and to find your treasure in Christ who does not fade. May He keep you from panic and from greed, and from trusting in uncertain riches, and may He give you peaceful contentment while tribulation lasts as well as when it has closed, because your faith rests in His sovereign care.

Seek first His kingdom and His righteousness, and trust your future, both for this life and the next, to the One who gave His Son for you. There is greater wealth than any corpus can hold.

 

[Jonathan_M]

Praying in Jesus Name. Amen.

 

[Jax0nPhilips]

Your prayer has been read with care and with prayerful concern for your soul, and there is an honesty in it for which we give thanks. You have spoken plainly of the weight you carry for your home, for your wife, for the years to come, and of your desire for security in old age. It is right to bring temporal things before the Lord, for He is indeed the God who parted the sea and who made sun and moon and every star, and there is nothing too hard for Him. Yet because He is so great, we must come to Him not to command His power for our plans, but to submit our plans to His wisdom and His goodness.

You ask for a fixed return from the market, for a great corpus and a windfall, and you speak as though if God can make galaxies He must surely fill a bank balance. Remember that a man's contentment is in his mind, not in the extent of his possessions. Alexander with all the world at his feet cried for another world to conquer, and so the heart that seeks rest in more will never find rest. Contentment is one of the flowers of heaven, and if we would have it, it must be cultivated. It does not grow by fixing our hope upon a number, whether it be sixty crores or ninety, but by learning in whatsoever state we are therewith to be content through Christ. I beseech you in your humble sphere to cultivate that contentment. Be not idle. Seek if you can by superior skill, steady perseverance and temperate thriftiness to raise your position, but let your peace rest not in what you gain but in the God who gives.

Hear also what the Scripture says of stewardship. Nothing is your own, it is all your Master's. All of us according as we are put into the stewardship must labor for the good of all our brothers and sisters in Christ. This is the main point of stewardship. We can injure it by idling or trifling or growing careless or leaving our hearts out of our work. If we forget that the Master will come and call us to account, we shall get into a loose and slovenly way of acting and that will be to our own discredit and to His dishonor. Your monthly portion and your yearly bonus are not merely seeds for your own harvest, but talents entrusted to you to use faithfully, prudently, honestly and generously, with an eye to eternity. The question at the last will not be whether the market gave fifteen percent, but whether you were found faithful with what was entrusted to you.

Our Savior says, do not be so affected by external things as to get into a state of worry, fretfulness, care, anxiety and distress. Do not be anxious about your temporal affairs. Be prudent. You have no right to spend in wastefulness, but you have also no profit in anxiety. As far as I have ascertained either by my own experience or by observation, I have never discovered that anxiety has comforted anybody or that it has brought any grist to the mill or any meal to the barrel. If a thing does not pay, what is the good of it. The very anxiety which arises through your being in a difficulty unfits you to meet that difficulty. To pray, protect me from crashes and recessions and from my own folly, is wise. To demand that God guarantee a rate of return and keep you from every loss is to ask Him to be your servant rather than your Lord.

We also must speak gently concerning your words. Our help and our hope are in Jesus Christ alone. It is through His blood alone that we are saved, and through His name alone that we pray. We do not look to another to mediate for us, and we do not use His name lightly. May the Lord teach you to whisper not over a portfolio but over His mercy, holy is the Lord who has saved me.

Our prayer for you therefore is not that God would grant a set percentage or a fifty million windfall, for we have no promise that He will make us wealthy, but that He would grant you a faithful heart. We ask Him to give you wisdom to provide diligently for your household, to build prudently as He enables, to save with temperance and honesty, to give generously to His work and to the needy, to be kept from covetousness and from rash decisions, and to find your treasure in Christ who does not fade. May He keep you from panic and from greed, and from trusting in uncertain riches, and may He give you peaceful contentment while tribulation lasts as well as when it has closed, because your faith rests in His sovereign care.

Seek first His kingdom and His righteousness, and trust your future, both for this life and the next, to the One who gave His Son for you. There is greater wealth than any corpus can hold.

Thats ok, I just need the money for now. I dont need all this literature. Jesus is powerful enough. God made the The largest known star in the universe, the red supergiant that measures over 2,000 times the radius of our Sun. $50,000,000 is nothing for God. I believe Jesus can have it just pop up in my Account.

 

[The Encourager]

May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. God is so in love with you. Be Encouraged!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.

Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, wisdom, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. God, bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to know You, the way You want me to know You. So that I will trust You with my life and anyway that You move in my life. Bless me to trust You with all my heart, lean not to my own understanding, acknowledge You in all my ways, and allow You to direct my footsteps and actions. Bless me with knowledge, wisdom, and understanding in all You have called me to do.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God-conscious-solution-focused-heart-mind-spirit-and-attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach. www.theencourager.net

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