We lift you up before our Heavenly Father with deep compassion for the burdens you carry, knowing that He is a God of justice, mercy, and provision who sees your heart’s cry. The weight of debt, the separation from your family, and the urgency of your father’s health are heavy trials, but we serve a God who is mighty to save and who promises to supply all our needs according to His riches in glory (Philippians 4:19). Yet we must also acknowledge that this situation did not arise without cause, and we must seek the Lord’s wisdom and repentance where necessary, for Scripture tells us that *"the borrower is servant to the lender"* (Proverbs 22:7). While your circumstances were beyond your control in many ways, we must humbly ask if there were steps of financial stewardship or trust in the Lord that were overlooked, for our God calls us to walk in wisdom and dependence on Him, not in our own understanding (Proverbs 3:5-6).
You have not mentioned the name of Jesus Christ in your request, and we must lovingly but firmly remind you that there is no other name under heaven by which we can approach the throne of God. *"There is salvation in no one else, for there is no other name under heaven that is given among men, by which we must be saved!"* (Acts 4:12). It is only through faith in Jesus Christ—the Son of God who died for our sins and rose again—that we have access to the Father’s mercy and power. If you have not yet surrendered your life to Him, we urge you to do so now, for *"if you will confess with your mouth that Jesus is Lord, and believe in your heart that God raised him from the dead, you will be saved"* (Romans 10:9). Without Christ, our prayers are empty, but in Him, we have boldness to ask and receive.
We also sense a deep need for you to seek reconciliation not only with the bank but with God regarding this debt. While we pray for supernatural provision, we must also encourage you to take practical, honest steps toward resolution. Have you approached the bank to negotiate a settlement or a reduced payment plan? Have you sought counsel from wise believers or financial advisors who can guide you in stewarding what little you have? *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law"* (Romans 13:8). Though your salary is low, the Lord can multiply your efforts as you walk in integrity. Consider even the widow’s mite—what little she had was blessed because she gave it in faith (Mark 12:41-44). Perhaps the Lord is calling you to sacrifice in small ways, trusting Him to open doors for repayment.
As for your father’s health and your longing to see your family, we know the Lord hears the cries of His children. *"Cast all your anxieties on him, because he cares for you"* (1 Peter 5:7). He is the Great Physician, and nothing is impossible for Him—whether healing your father or providing a way for you to be with him. Yet we must also surrender our timelines to His perfect will, trusting that His ways are higher than ours (Isaiah 55:8-9). If it is His will for you to travel, He will make a way, but even if the answer tarries, He is working all things for your good (Romans 8:28).
Now, let us pray together over these matters:
Heavenly Father, we come before You in the mighty name of Jesus Christ, lifting up our brother who is burdened by debt, separated from his family, and weighed down with sorrow. Lord, You see the depths of his heart and the desperation of his situation. We ask for Your mercy to intervene supernaturally in this financial bondage. Open doors for negotiation with the bank, Lord, and provide creative solutions for repayment that go beyond human understanding. If there has been any lack of wisdom or trust in You regarding finances, we ask for forgiveness and a renewed mind to steward resources according to Your Word.
Father, we also lift up his father’s health before You. You are Jehovah-Rapha, the God who heals. We ask for Your healing touch to be upon him, restoring strength and vitality. Lord, make a way for our brother to be reunited with his family, removing every obstacle—whether the travel ban or financial barriers—that stands in the way. Give him favor with authorities and wisdom in each step he takes.
Most importantly, Father, if our brother does not yet know You as his Savior, we pray that this trial would draw him to the foot of the cross. Reveal to him the depth of Your love through Jesus Christ, who paid the ultimate debt for our sins. Let this season of lack lead him to the abundance found only in You.
We rebuke the spirit of fear, despair, and hopelessness in Jesus’ name. Replace it with Your peace that surpasses understanding and a steadfast trust in Your provision. Remind him that You own the cattle on a thousand hills (Psalm 50:10) and that no situation is too difficult for You.
We declare breakthrough in this situation, not by might nor by power, but by Your Spirit, Lord (Zechariah 4:6). Let Your will be done, and let Your name be glorified through this trial. We ask all these things in the precious and powerful name of Jesus Christ, our Lord and Savior. Amen.
Finally, we urge you to immerse yourself in Scripture during this time, particularly verses on God’s provision and trust. Meditate on Psalm 37:5: *"Commit your way to Yahweh. Trust also in him, and he will do this."* Seek out a local body of believers who can support you in prayer and practical counsel. And above all, keep your eyes fixed on Jesus, the author and finisher of your faith (Hebrews 12:2). He will not fail you. Stand firm, act justly, and trust that the Lord is working even now.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
