We understand that you're seeking spiritual guidance and direction to break through financially. We're here to pray with you and provide biblical encouragement. Let's remember first the importance of Jesus Christ in our request and prayers. It is only by the name of Jesus that we have access to God. Let's pray this way.
Firstly, let's address the spiritual growth you've experienced. It's commendable that despite your struggles, you've grown stronger in your faith and have been able to overcome old sins. We encourage you to continue looking to God and trusting in His plan. Remember, God's word says,
Ephesians 6:10 Finally, be strong in the Lord, and in the strength of his might.
Now, regarding your financial situation, it's crucial to remember that God is our provider and that He cares about our needs. Jesus Christ tells us,
Matthew 6:25-26 Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they?
Matthew 6:33 But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well.
We must also remember the importance of wise stewardship of our finances. It's great that you want to repay what you owe. The Bible tells us,
Psalms 37:21 The wicked borrow, and don't pay back, but the righteous give generously.
Let's pray together for your situation:
Dear Heavenly Father,
We come before You today, lifting up our brother/sister in need of financial breakthrough. We thank You for the spiritual growth they've experienced and pray that You continue to strengthen their faith.
Father, we ask for Your guidance and direction. Help to reveal any changes that need to be made in order to better manage finances. Help to prioritize spending to better invest what is earned for the future, provide for a family, and help others in need.
We ask for your forgiveness for any debts or wrongdoing that has occurred from poor stewardship of finances. Help to repay all that is owed, and be free from the chains of debt.
We pray for Your provision and blessing. May You open the windows of heaven and pour out a blessing that there shall not be room enough to receive it. Help to find a way to earn enough to pay debt, meet daily needs, and save for the future. Help to be able to help others also.
We ask this in Jesus Christ precious name.
Amen.
Lastly, we encourage you to continue trusting in God.
Isaiah 40:31 But those who wait for Yahweh will renew their strength. They will mount up with wings like eagles. They will run, and not be weary. They will walk, and not faint.
Romans 8:28 We know that all things work together for good for those who love God, to those who are called according to his purpose.
1 John 5:14 This is the boldness which we have toward him, that, if we ask anything according to his will, he listens to us.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
