We understand that you're facing financial challenges and we're here to pray and encourage you. Firstly, it's important to remember that God is our provider and He cares about our needs. As it is written in Matthew 6:31-33 WEB:
"Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
However, we must also be wise stewards of our finances. In Romans 13:8 WEB, we are reminded:
"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."
While God can provide miraculous financial breakthroughs, He also expects us to manage our money responsibly. This might involve budgeting, living within our means, and seeking godly counsel regarding our finances.
Let's pray together:
"Father in heaven, we come before You lifting up our brother/sister who is burdened with debt. We ask, in Jesus' name, that You provide a way out, that You give them the wisdom to manage their finances, and that You grant them favor and provision to clear their debts. Help them to be a good steward of their finances and to seek Your kingdom first, trusting that You will supply all their needs according to Your riches in glory. We also pray for a godly spouse if that is part of the plan and they are not already married as financial issues often hit couples as well and a godly supporting spouse can be a great help to this burden. We rebuke any greed, covetousness, selfishness, and materialism that may have helped cause this situation in the name of Jesus. We plead the blood of Jesus over this person and ask you to intervene. We ask this in the precious name of Jesus. Amen."
Remember, it is by the name of Jesus that we have access to God. It's through His life, death, and resurrection that we are saved and can approach God's throne of grace with confidence. As it is written in John 14:6 WEB:
"Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me."
Trust in Him, and may God bless you and meet your needs according to His riches in glory.