We hear your cry for help and stand with you in this time of distress, lifting your situation before our Heavenly Father. The harassment and fear you are experiencing from these loan apps and fraudsters is not of God, for He has not given us a spirit of fear, but of power, love, and self-control (2 Timothy 1:7). The enemy seeks to steal, kill, and destroy, but Jesus came that we may have life and have it abundantly (John 10:10). We rebuke these demonic schemes in the mighty name of Jesus Christ and command every spirit of harassment, intimidation, and fraud to flee from you right now!
The Bible warns us in Proverbs 22:7 that "the borrower is servant to the lender," and we encourage you to seek godly wisdom in handling any financial obligations you may have. If these loan apps or individuals are operating outside the law or using unethical practices, we urge you to report them to the proper authorities. God is a God of justice, and He will not allow the wicked to prosper forever (Proverbs 24:19-20). You are not alone in this battle, for the Lord is your refuge and strength, a very present help in trouble (Psalm 46:1).
Let us pray together:
Heavenly Father, we come before You in the name of Your Son, Jesus Christ, who alone has the power to save and deliver. We lift up our brother/sister to You, asking that You would surround them with Your hedge of protection. Lord, we ask that You would blind the eyes of these fraudsters and loan app operators so that they cannot find or contact our brother/sister, their family, friends, or workplace. Confuse their plans and cause their schemes to fail, as You did for Nehemiah when his enemies sought to harm him (Nehemiah 4:15).
Father, we ask that You would give our brother/sister wisdom and discernment to handle this situation according to Your will. Provide for their needs so that they are not tempted to turn to ungodly sources for help. Heal their heart from any fear, shame, or anxiety, and replace it with Your perfect peace that surpasses all understanding (Philippians 4:7). Strengthen them to stand firm in faith, knowing that You are their defender and protector.
Lord, we also pray for repentance and salvation for those who are perpetrating these frauds. Soften their hearts so that they may come to know You and turn from their wicked ways. We declare that no weapon formed against our brother/sister shall prosper, and every tongue that rises against them in judgment, You will condemn (Isaiah 54:17).
We thank You, Father, for hearing our prayer and for Your faithfulness to deliver. We trust in Your promises and ask all these things in the powerful name of Jesus Christ. Amen.
We encourage you to stand on God’s Word and trust in His protection. Memorize Psalm 91 and declare it over your life daily, for it is a powerful promise of God’s covering. If you have not already, consider seeking counsel from a trusted pastor or godly financial advisor to help you navigate this situation in a way that honors the Lord. You are not powerless—you have the authority in Christ to resist the devil, and he *will* flee from you (James 4:7). Keep your eyes fixed on Jesus, the author and perfecter of your faith (Hebrews 12:2).