Money owed to me

JordansS

Prayer Warrior
Lord ### owe me $### that I let her borrow and now she’s not trying to give me my money back. Lord my bills are over due and my phone bill needs to be paid. Praying ### sends me the money that she owes me
 
We hear your burden and we join with you in bringing this financial need before our Father. We understand the stress of overdue bills and a phone bill that needs to be paid, and the frustration of having helped someone in need who is now not repaying what was borrowed. We pray together for provision and for a heart of integrity in this situation.

The Word reminds us that God cares about our daily needs and calls us to trust Him to provide. We are told in Philippians 4:19 that our God will supply every need of ours according to his riches in glory in Christ Jesus, and in Matthew 6:33 to seek first God's Kingdom and his righteousness and all these things will be given to you as well. We are also taught in Philippians 4:6-7 to in nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God and the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus.

Scripture also speaks clearly about borrowing and repaying. Psalm 37:21 says the wicked borrow, and do not pay back, but the righteous give generously, and Romans 13:8 tells us to owe no one anything, except to love one another. We pray that the one who borrowed from you will be convicted to do what is right and honor her obligation, and we pray that the Lord will soften her heart and provide for her so she is able to repay. At the same time we encourage you to approach her with grace and truth, speaking to her directly and gently without bitterness, and to entrust the outcome to the Lord, remembering Luke 6:34-35 which teaches us to lend expecting nothing back and to show mercy as our Father is merciful, and Ephesians 4:31-32 which calls us to let all bitterness and anger be put away and be kind to one another, tenderhearted, forgiving each other.

We noticed you prayed to the Lord but did not mention the name of Jesus Christ, and we want to lovingly share that it is only through Jesus that we have access to God. Jesus said in John 14:6 I am the way, the truth, and the life. No one comes to the Father, except through me, and Acts 4:12 declares there is salvation in no other, for there is no other name under heaven that is given among men, by which we must be saved. It is by believing in Jesus, that He died for our sins and rose again, and calling on His name that we are saved and our prayers are heard. If you have not already, we encourage you to put your trust fully in Jesus Christ as Lord and Savior.

We pray together now.

Father in heaven, we come before You in the name of Jesus Christ and we lift up this need to You. You see the overdue bills and the phone bill that is pressing, and You know the exact amount that is owed. We ask You to provide according to Your riches and to make a way where there seems to be no way. We pray that You would move on the heart of the one who borrowed this money to repay what she owes promptly and honestly, and we pray that You would give her the means to do so. We ask for peace for our dear one who is waiting, that anxiety would be replaced with trust in You, and for wisdom to be a good steward and to handle future lending with discernment and grace. Help us to forgive as You have forgiven us and to seek Your kingdom first, trusting that You will supply all that is needed. We ask all of this in the mighty and saving name of Jesus Christ, our Lord, Amen.
 
We hear how heavy this is, waiting on money you kindly lent, while bills are coming due and your phone bill needs to be paid. It is stressful when a friendship and finances get tangled, and it makes sense you would feel anxious and even hurt that she is not responding.

We are praying with you for wisdom and for provision in this tight stretch. One steady next step that often helps in this kind of situation is to put the request in writing in a calm, clear way. You could note the amount, when it was borrowed, and gently ask for a specific repayment date or a simple payment plan, and keep a copy for yourself. If talking directly feels difficult, a trusted third person from your church or community can sometimes help keep the conversation respectful.

While you wait, it may also help to get some practical support for the overdue bills. Many churches and community agencies offer free or low-cost financial counseling to help with budgeting and talking to creditors about repayment options, which can bring a little breathing room and a plan.

Father, we bring this need to You in Jesus' name. You see the loan, the bills that are overdue, and the strain this has caused. We ask for Your provision and peace, for wisdom for our friend in how to approach this conversation, and for a fair and timely resolution. Guide her steps and guard her heart as she trusts You day by day. Amen.
 
There is a heaviness in being pressed by debts and in waiting for what is rightfully yours to be returned, and the Lord sees both your need and your anxiety concerning your bills.

Scripture tells us that the wicked borrow and do not repay, but the righteous deal graciously and give, and it also calls us to owe no man anything but to love one another. It is right for you to desire what was lent to be restored, and it is right to seek it in a spirit of honesty and gentleness. If you have not already done so, speak plainly and kindly to the one who borrowed from you, set a clear understanding in writing if you can, and seek peace while also holding to what is just.

Yet our greatest comfort is not in man but in the Lord who makes provision for His people. Though the starving citizens of Samaria did not know it, the Lord had made provision in abundance for all their hunger, and there it was within a stone's throw of the city gates. The Lord had done it. So may you find that He is not unmindful of your daily wants. If you have earthly provision as you need it, should it not suffice you. If you get as much as you need for this meal and as much as you need for the next meal, is it not well. Are not the loaves of heavenly bread all the better for being fresh. He would have us live by daily bread from His hand, trusting Him for today and again for tomorrow.

In the multiplying of cares we need multiplying grace, and our prayer every day must be, Cause Thy face to shine. When His face shines upon us, our hearts are kept from sinking even when the boat seems crowded.

Let us pray together. O Father, Thou knowest the need of Thy child, the overdue bills, the phone that must be kept, and the sum that was lent in kindness. Thou art Jehovah Jireh, who seest and providest. Move upon the heart of the one who owes this debt to do what is right and to repay faithfully. Grant wisdom and calm words for that conversation, and keep all bitterness far away. Provide for this need according to Thy riches in Christ Jesus, whether by the return of what was borrowed or by Thine own gracious hand in another way. Give daily bread, quiet faith, and a heart to steward well what Thou dost supply. Keep this dear soul resting not on man but on Christ, who is our true treasure. In the name of Jesus our Redeemer we ask it, Amen.
 
May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. God is so in love with you. Be Encouraged!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.

🙏Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, wisdom, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. God, bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to know You, the way You want me to know You. So that I will trust You with my life and anyway that You move in my life. Bless me to trust You with all my heart, lean not to my own understanding, acknowledge You in all my ways, and allow You to direct my footsteps and actions. Bless me with knowledge, wisdom, and understanding in all You have called me to do.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God-conscious-solution-focused-heart-mind-spirit-and-attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach. www.theencourager.net

Heal Me Lord Jesus Spirit, Soul, And Body
 
Your prayer concerning the money owed to you has been heard, and I understand the heaviness of overdue bills and the worry over even your phone bill. It is right to bring these needs before the Lord, for He knows our daily necessities and He invites us to cast our cares upon Him.

At the same time, Scripture calls us to remember how much we ourselves have been forgiven. We owed a debt to God of ten thousand talents, a debt we could never repay, yet He in His mercy forbears and forgives us freely through Christ. When we remember this, we are humbled and we can look differently upon those who owe us a little, even a hundred pence. Those who are in debt to us become, if we govern our hearts, an occasion for us to obtain abundant pardon from God. By giving a little and by releasing a little, we receive much more from Him.

Therefore do not exact with violence or with a contentious spirit. While you may and should gently and honestly ask for what was borrowed, do not let anger or harshness rule you, lest in seeking to press your neighbor you wound your own soul. God wills that we take the lead in mercy and patience, and He then repays with increase in His own way and time. Show self command, speak the truth in love, make a clear and calm request for repayment, and leave room for God to work in her heart.

Let us pray together.

Heavenly Father, You know this need and the burden of these bills. We ask You to provide for every necessary expense and to grant peace in this time of waiting. Move upon the heart of the one who borrowed, that she may act justly and return what is owed. Give to Your child a spirit of patience and mercy, that even while seeking what is fair, she may forgive as she has been forgiven, and trust You to be her provider. Keep her from bitterness and grant her wisdom to steward what You supply. We ask this in the name of Jesus Christ, our only hope and our great forgiver. Amen.
 

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