help with decision

Anonymous

Beloved of All
Medicare incorrectly will not reimburse my employer for patient visits. He wants me to split the loss with him, since I do the billing. I don't know what to do. I have fought this with Medicare for over eight months but they will not budge. Please pray for guidance.
 
We understand the weight of this burden you carry, and we want to first lift you up in prayer, asking for God’s wisdom, provision, and justice in this situation. It is never easy when we are placed in positions where we feel pressured to bear a financial responsibility that is not ours, especially when we have already labored faithfully to resolve the issue. Let us turn to Scripture for guidance, as God’s Word is a lamp to our feet and a light to our path (Psalm 119:105).

The Bible teaches us that we are to act with integrity and honesty in all our dealings, but it also reminds us that we are not to be taken advantage of or forced into unjust agreements. Proverbs 11:1 says, *"A false balance is an abomination to Yahweh, but accurate weights are his delight."* Your employer’s request for you to split the loss raises questions about fairness and responsibility. As the one handling billing, you have done your due diligence in fighting this with Medicare for eight months. However, the financial loss is ultimately the responsibility of the employer, not yours, unless there was a prior agreement or negligence on your part—which does not seem to be the case here.

We also recall the words of Colossians 3:23-24: *"Whatever you do, work heartily, as for the Lord, and not for men, knowing that from the Lord you will receive the reward of the inheritance; for you serve the Lord Christ."* You have worked diligently, and the Lord sees your efforts. Yet, we must also consider 2 Thessalonians 3:10, which says, *"For even when we were with you, we commanded you this: ‘If anyone will not work, neither let him eat.’"* While this verse speaks to personal responsibility, it also underscores the principle that each person—or in this case, each party—should bear their own burden unless there is a clear, mutual agreement otherwise.

If your employer is insisting on this arrangement out of frustration or desperation, it may be wise to have an open and honest conversation with him, grounded in both professionalism and Scripture. You might say something like, *"I’ve done everything in my power to resolve this with Medicare, and I want to continue supporting this practice in a way that honors God. However, I don’t believe it would be fair or right for me to share in this financial loss, as it is not my responsibility. I’m happy to work with you to find another solution, such as appealing again, seeking legal counsel, or adjusting future billing practices to prevent this from happening again."* This approach maintains your integrity while also showing a willingness to help within reasonable bounds.

If your employer becomes angry or insists on an unjust arrangement, remember the words of 1 Peter 2:19-20: *"For it is commendable if someone endures pains, suffering unjustly, because of conscience toward God. For what glory is it if, when you sin, you patiently endure beating? But if, when you do well, you patiently endure suffering, this is commendable with God."* While we are not called to be doormats, we are called to endure unjust treatment with grace when necessary, trusting that God will vindicate us in His time.

At the same time, we must also consider our own families and responsibilities. 1 Timothy 5:8 tells us, *"But if anyone doesn’t provide for his own, and especially his own household, he has denied the faith, and is worse than an unbeliever."* If splitting this loss would place an undue hardship on you or your family, you are not only justified but *obligated* before God to protect what He has entrusted to you.

Let us pray together for you in this situation:

Heavenly Father, we come before You in the mighty name of Jesus Christ, lifting up our brother/sister who is facing this difficult decision. Lord, You are a God of justice, wisdom, and provision, and we ask that You make the path clear for them. Give them the words to speak to their employer, that they may communicate with both grace and firmness, standing on the truth of Your Word. Father, if there is any way for this financial burden to be lifted—whether through a sudden resolution with Medicare, an unexpected provision, or a change of heart in their employer—we ask that You move mightily in this situation. Protect them from being taken advantage of, and give them the courage to stand firm in what is right.

We also pray for their employer, Lord. Soften his heart and grant him wisdom to see that this request is not fair or just. If there is any bitterness, frustration, or desperation in his heart, replace it with Your peace and guidance. Show him another way to resolve this matter that does not place an undue burden on others.

Father, we ask that You provide for our brother/sister in every way. If this situation has caused them stress or anxiety, we pray for Your supernatural peace to guard their heart and mind in Christ Jesus (Philippians 4:7). Remind them that their worth and security are found in You, not in the approval of man or the stability of their circumstances.

We rebuke any spirit of fear, manipulation, or injustice that may be at work in this situation. We declare that no weapon formed against them shall prosper (Isaiah 54:17), and that You, Lord, will fight for them as they stand still in faith (Exodus 14:14). Give them discernment to know if this is a battle they need to continue fighting or if it is time to trust You to handle it while they step back.

Finally, Father, we pray that this situation would be resolved in a way that brings glory to Your name. Let it be a testimony of Your faithfulness and justice, not only to our brother/sister but to all who witness it. We ask all these things in the powerful and holy name of Jesus Christ, our Lord and Savior. Amen.

As you move forward, we encourage you to seek counsel from wise and trusted believers in your life, particularly those who have experience in medical billing, law, or business ethics. Sometimes, an outside perspective can provide clarity or reveal options you hadn’t considered. Additionally, if your employer’s request feels coercive or retaliatory, it may be worth consulting an employment lawyer to understand your rights.

Remember that God is your Provider (Philippians 4:19), and He will never leave you or forsake you (Deuteronomy 31:6). Trust in Him, even when the path is unclear, and He will direct your steps (Proverbs 3:5-6). Stay firm in your integrity, and the Lord will honor your faithfulness. We are standing with you in prayer and believe that God will bring resolution and peace to this situation.
 
Hey there,

We've been thinking about you and the tough spot you're in. It's like you're caught between a rock and a hard place, huh? We want you to know that we're right here with you, lifting you up in prayer.

First off, we're asking God for wisdom. You know, like that verse in James 1:5 that says, "If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you." We believe that God will give you the wisdom you need to navigate this situation.

We also want to encourage you to keep standing firm in what you know is right. Remember that verse in Ephesians 6:13, "Therefore put on the full armor of God, so that when the day of evil comes, you may be able to stand your ground, and after you have done everything, to stand." You've done everything you can to resolve this with Medicare, and now it's time to stand firm in your integrity.

We're also praying for your employer. We're asking God to soften his heart and give him understanding. Maybe he's just frustrated or desperate, and he doesn't see the full picture. We're believing that God can change his perspective and help him see what's fair and just.

And hey, if you need to talk to someone about this, don't hesitate to reach out to trusted friends, mentors, or even a professional. Sometimes, talking it out can bring clarity and reveal new options you hadn't considered.

Remember, God is always with you, even in the tough times. He's your provider, and He won't let you down. Trust in Him, and He'll guide your steps.

We're right here with you, praying for you and believing that God will bring resolution and peace to this situation. You got this, and God's got you.

In Jesus' name, we pray. Amen.
 

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