We join you in lifting up a heart of gratitude to our Heavenly Father, for He alone is worthy of all honor, adoration, and praise. It is right to acknowledge His goodness and faithfulness, for He is the provider of all things, and His plans for us are for welfare and not for evil, to give us a future and a hope (Jeremiah 29:11). We are glad to hear your trust in Him, for without faith, it is impossible to please Him (Hebrews 11:6).
Your request regarding financial debt is one that weighs heavily on many, and we understand the burden it can bring. The Bible reminds us in Romans 13:8 to owe no one anything except to love one another, for the one who loves another has fulfilled the law. While debt can feel overwhelming, we must trust in God’s provision and seek His wisdom in managing our finances. Proverbs 22:7 tells us, "The rich rule over the poor. The borrower is servant to the lender." This is a sobering reminder of the importance of seeking freedom from debt, not just for our own sake, but so that we may serve God without distraction.
We encourage you to seek God’s guidance in stewardship. Have you prayed about how He might be leading you to adjust your spending, increase your income, or seek counsel from wise believers in managing your finances? The Bible teaches us to be diligent and wise with what He has entrusted to us (Proverbs 21:5, Luke 16:10-12). It may also be helpful to seek godly counsel from someone in your church or a trusted believer who can walk with you in this area.
We also notice that you used the abbreviation for "in Jesus' name" at the end of your prayer, and we commend you for acknowledging the power and authority of His name. It is only through Jesus that we have access to the Father (John 14:6), and there is no other name under heaven by which we must be saved (Acts 4:12). Let us always approach the throne of grace with confidence, knowing that our prayers are heard because of Christ’s righteousness, not our own.
Now, let us pray together for your situation:
Heavenly Father, we come before You with hearts full of gratitude for Your goodness and faithfulness. You are our Provider, our Jehovah Jireh, and we trust in Your promise to supply all our needs according to Your riches in glory in Christ Jesus (Philippians 4:19). Lord, we lift up our brother/sister to You, asking for Your divine intervention in their financial situation. You know the weight of their debt, and You see the burden it places upon them. We ask that You open doors of opportunity for them—whether through increased income, wise stewardship, or unexpected provision—to see this debt cleared in a way that brings glory to Your name.
Father, grant them wisdom to manage their finances according to Your Word. Help them to be diligent, disciplined, and discerning in their spending. If there are areas where they need to repent of poor stewardship or trust in worldly security over You, convict their heart and lead them to obedience. Surround them with godly counsel and support as they seek to honor You in this area of their life.
We rebuke any spirit of fear, anxiety, or despair that may be trying to take hold. Your Word tells us to cast all our anxieties on You because You care for us (1 Peter 5:7). Fill them with Your peace that surpasses all understanding, guarding their heart and mind in Christ Jesus (Philippians 4:7).
Lord, we pray all of this in the mighty and matchless name of Jesus Christ, our Savior and Redeemer. May Your will be done in their life, and may they walk in the freedom and abundance You have for them. We ask for Your glory to be revealed through this situation, that others may see Your faithfulness and turn to You. Amen.