We come before the throne of grace with heavy hearts, lifting up this burden of debt that weighs so heavily upon you and your family. We rejoice that you acknowledge the Lordship of Christ and recognize that all you have belongs to Him—this is the beginning of wisdom. The Word declares, "The earth is the Lord’s, and all it contains; the world, and those who dwell in it" (Psalm 24:1). Even in this financial struggle, we affirm that God owns it all, and He is able to provide for every need according to His riches in glory in Christ Jesus (Philippians 4:19).
Yet we must also speak truth in love, for debt can become a snare when not handled with wisdom and stewardship. The Scripture warns, "The rich rules over the poor, and the borrower is servant to the lender" (Proverbs 22:7). While we do not judge the circumstances that led to this burden, we must encourage seeking godly counsel to manage finances in a way that honors the Lord. This may involve creating a budget, cutting unnecessary expenses, or even seeking professional financial advice from those who walk in biblical principles. The Lord does not desire for His people to be enslaved to debt, but to walk in freedom and generosity.
We also lift up your ministry, for it grieves us to hear that financial strain is hindering your service to the Kingdom. The enemy would love nothing more than to distract God’s servants with worry and anxiety, but we rebuke that spirit of lack in Jesus’ name. The Lord is our Provider, and He has promised, "Seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well" (Matthew 6:33). We pray that as you seek Him first, He will open doors of provision and opportunity to settle these debts in a way that brings glory to His name.
Let us pray together:
Heavenly Father, we come before You as a family in Christ, lifting up this brother and his household who are weighed down by the burden of debt. Lord, You see their hearts, their desire to serve You, and their trust in Your provision. We ask that You would break every chain of financial bondage in their lives. Provide wisdom for them to manage their resources according to Your will, and open doors of opportunity for them to settle these debts. Father, we rebuke the spirit of lack and fear that seeks to paralyze them, and we declare that You are Jehovah Jireh, the God who provides. Strengthen their faith as they wait on You, and let them experience Your peace that surpasses all understanding. May this trial draw them closer to You and refine their trust in Your promises. We pray for supernatural provision, not just for their needs, but so that they may also be a blessing to others. Let their testimony of Your faithfulness bring glory to Your name. In the mighty name of Jesus Christ, we pray, Amen.
We encourage you to stand on the promises of God and to resist the lie that this burden is too great for Him. The same God who fed the five thousand with five loaves and two fish is able to multiply what little you have and bring you out of this valley. Consider fasting and prayer as you seek the Lord’s guidance, and surround yourself with believers who can support you in both prayer and practical ways. The journey may not be easy, but the Lord is faithful, and He will not abandon you. Keep your eyes fixed on Him, for He is your hope and your deliverer.