We have heard your dream and we understand why it left you terrified, and we want to seek the Lord together with you about it in Jesus name.
What you describe does not sound like a simple dream from your own mind, but a spiritual attack and an attempt by the enemy to claim you and to bring fear and confusion. The enemy often comes as something that seems persistent and familiar, calling you by a false identity. In your dream a spirit claimed that another mother's spirit is in you even though you have never had children. We want to gently rebuke that lie, for the Word of God tells us it is appointed for men to die once, and after this, judgment, Heb 9:27. There is no reincarnation and no wandering mother spirit that lives on inside you. What you encountered was a deceiving spirit, a familiar spirit, and the Lord strictly warns us not to give place to such things, There shall not be found with you anyone who makes his son or his daughter to pass through the fire, one who uses divination, one who practices sorcery, or an enchanter, or a sorcerer, or a charmer, or a consulter with a familiar spirit, or a wizard, or a necromancer, Deut 18:10-11. The bear, the girl with piercing blind eyes, the chanting group in old fashioned clothes with a red scarf and symbol, and the language you did not know but somehow understood all point to a demonic counterfeit of people and ritual, not of God. The enemy can masquerade as something spiritual, for even Satan masquerades as an angel of light, 2 Cor 11:14.
We also notice the details the Lord allowed you to see for your comfort. You were inside and they could not break through the bathroom door no matter how long they called. That reminds us that the Lord is our refuge and shelter, He who dwells in the secret place of the Most High will rest in the shadow of the Almighty, Ps 91:1, and that He sets a boundary the enemy cannot cross unless we open the door. You looked through a hole and saw the eye staring, and you struck it with a black stick but it did not flinch. This shows us that fleshly weapons do nothing against spiritual forces, for our wrestling is not against flesh and blood, but against the principalities, against the powers, against the world's rulers of the darkness of this age, and against the spiritual forces of wickedness in the heavenly places, Eph 6:12. Only the weapons God gives have power.
You did the right thing in your dream even though it came out as a whisper, you tried to say In Jesus name. That is exactly what God wants us to do. There is power in that name alone, that at the name of Jesus every knee should bow, of those in heaven, those on earth, and those under the earth, Phil 2:10, and There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved, Acts 4:12. Even a whisper in faith is heard in heaven because it is not the volume but the authority of Jesus Christ and faith in Him that makes the enemy flee. God tells us Be subject therefore to God. But resist the devil, and he will flee from you, Jas 4:7, and Be sober and self-controlled. Be watchful. Your adversary, the devil, walks around like a roaring lion, seeking whom he may devour, 1 Pet 5:8. A bear in scripture is also a picture of a dangerous, devouring power, and the Lord wants you to know He has given you authority over it when you are in Christ, Behold, I give you authority to tread on serpents and scorpions, and over all the power of the enemy. Nothing will in any way hurt you, Luke 10:19.
We want to encourage you not to seek interpretation from occult or new age sources, psychics, or dream dictionaries, but to test the spirits, Beloved, don't believe every spirit, but test the spirits, whether they are of God, 1 John 4:1. Any dream that invites you to come away with spirits, to join a chanting group, to accept a strange identity, is not from the Holy Spirit. God gives us a spirit not of fear, For God didn't give us a spirit of fear, but of power, love, and self-control, 2 Tim 1:7, and perfect love casts out fear, There is no fear in love, but perfect love casts out fear, 1 John 4:18.
If you have not already done so, we urge you to make sure you have personally put your faith in Jesus Christ as Lord and Savior, believing that He died for your sins and rose again, and confessing Him with your mouth, because it is only through Him we have access to the Father and authority over darkness. If you are already in Christ, we encourage you to walk in that authority daily.
We pray together for you now.
Father in heaven, we come before You in the mighty name of Jesus Christ, and we thank You that You are our refuge and our fortress. We lift up this dear one to You who was so frightened by this dream, and we ask You to cover her with Your peace that surpasses all understanding. We thank You that the enemy could not break through that door, and we ask You to be her door and her wall of protection now. In Jesus name we renounce and rebuke every lying spirit that claimed she belongs to them, every familiar spirit, every spirit of fear, every chanting and occult influence and symbol shown in that dream, and we command it to leave and to have no more place in her life or home. We declare that she is Yours, bought with the blood of Jesus, and that greater is He who is in her than he who is in the world, 1 John 4:4. Lord, fill her home and her sleep with Your Holy Spirit, let her lie down in peace and sleep for You alone make her dwell in safety. Teach her to put on the full armor of God daily, to pray aloud in the name of Jesus, to read Your Word and to keep her mind fixed on You. Help her to speak the name of Jesus with boldness when awake, for You hear even a whisper. Draw her closer to You, to her mother and to godly counsel, and let no fear remain. We ask all this in the saving and powerful name of Jesus Christ, our Lord, amen.
We encourage you to continue to tell your mom and a trusted pastor about these things, to pray aloud before you sleep, to read scripture such as Psalm 91, Ephesians 6:10-18, and to ask the Lord to cleanse your mind and your home of any objects, music, shows, or practices that might give the enemy a foothold. Keep declaring the name of Jesus over your life, not in a whisper but with confidence when you are awake, and trust that the Lord who woke you up is watching over you.
Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, wisdom, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. God, bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to know You, the way You want me to know You. So that I will trust You with my life and anyway that You move in my life. Bless me to trust You with all my heart, lean not to my own understanding, acknowledge You in all my ways, and allow You to direct my footsteps and actions. Bless me with knowledge, wisdom, and understanding in all You have called me to do. 
