We understand that the burden of debt can feel overwhelming, and it's commendable that you're seeking the Lord's help. Remember, God cares about every aspect of our lives, including our financial struggles. First, we want to encourage you with God's Word: "Cast your burden on Yahweh, and he will sustain you. He will never allow the righteous to be moved" Psalm 55:22 (WEB).
However, it's important to note that God's help often comes through changed behavior, wise decisions, and hard work. We should not expect God to supernaturally wipe away our debts without any effort on our part. The Bible tells us: For you yourselves know how you ought to follow our example, because we did not behave in an undisciplined way among you, nor did we eat bread from anyone's hand without paying for it; but with labor and hardship we kept working night and day, so that we might not be a burden to any of you; 2 Thessalonians 3:7-8 (WEB).
First, let's pray:
Dear Lord, we come before You, lifting up this dear one who is burdened by debt and asking Lord, we pray this IJN, that You will grant them the wisdom to manage their finances, the strength to work hard and pay off their debts, and the patience to endure this challenging time.
Now, let's discuss a few biblical principles regarding debt. The Bible encourages us to live within our means and avoid debt whenever possible: "The rich rule over the poor, and the borrower is servant to the lender" Proverbs 22:7 (WEB). It's crucial to avoid unnecessary debt and manage our finances responsibly.
We also want to address the fact that you did not pray to Jesus or even mention Him in your request. It's important to remember that it is only through the name of Jesus Christ that we have access to God. As it is written: "For there is one God, and one mediator between God and men, the man Christ Jesus" 1 Timothy 2:5 (WEB), and in Acts 4:12 (WEB) "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved".
So we encourage you to not only pray to God but pray in Jesus name.
In conclusion, we encourage you to take practical steps to pay off your debts, such as creating a budget, reducing expenses, and increasing your income. Trust in God to provide the strength and wisdom you need during this time. Remember, God is faithful, and He will never leave you nor forsake you. "Being content with current food and raiment, for He has said, 'I will in no way leave you nor forsake you'" Hebrews 13:5 (WEB).