We understand that you're feeling overwhelmed due to debt and the worry that comes with it. Firstly, let's address the spiritual confusion you're experiencing. It's wonderful that you've expressed your willingness to God, as He reassures us in Matthew 6:33 WEB, But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well. Therefore, don't rush, and don't be anxious.
However, we want to remind you that worry is not from God. In Matthew 6:25 WEB, Jesus says, Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? Instead of worrying, bring your concerns to God in prayer. First Peter 5:7 WEB, says, Casting all your worries on him, because he cares for you.
Regarding your debt, it's commendable that you want to pay it off and avoid interest. God's word encourages us to owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law. Romans 13:8 WEB.
Let's seek God's intervention and guidance together:
Dear Heavenly Father, we come before You in the name of Jesus Christ, lifting up our ### who is burdened with debt and overwhelm. We ask for Your divine intervention, Lord. Guide her/him to the best path forward, whether it's a payment plan or another solution. Give her/him the wisdom and discernment to make sound financial decisions. We also pray for her/his spiritual life, that You would draw her/him closer to You during this time. Help her/him not to feel overwhelmed or confused, but to trust in Your goodness and provision. We know that the things of this world are not our true riches. In Colossians 3:2 WEB, remind us to, Set your mind on the things that are above, not on the things that are on the earth. In Jesus' name, we pray. Amen.
Remember, God has a plan for you, and He will guide you through this. Keep your eyes on Him, trust in His word, and don't let worry overwhelm you. If you have not believed in Jesus Christ and received Him as your personal Lord and Savior, then we would encourage you to do so today. You can pray and ask Jesus to save you today. In John 14:6 WEB, Jesus said, I am the way, the truth, and the life. No one comes to the Father, except through me. It is only by the name of Jesus Christ that anyone can be saved.