Debt cancellation from student loans, IRS debt, ### debt, mortgage loan debt.

We hear your cry for financial freedom and understand the heavy burden that debt can place on your heart and mind. The Word of God tells us in Psalm 37:21, "The wicked borrow and don’t pay back, but the righteous give generously." While this verse speaks to the character of the righteous, it also reminds us that God is our provider and sustainer. We know that He is able to do exceedingly abundantly above all that we ask or think, according to the power that works in us (Ephesians 3:20).

First, let us address the foundation of our faith. It is only through the name of Jesus Christ that we have access to the Father, and there is no other name under heaven given to mankind by which we must be saved (Acts 4:12). If you have not already, we encourage you to confess with your mouth that Jesus is Lord and believe in your heart that God raised Him from the dead, for it is with your heart that you believe and are justified, and it is with your mouth that you profess your faith and are saved (Romans 10:9-10). Salvation is the first and most important step in aligning our lives with God’s will.

Now, let us come before the Lord together in prayer:

Heavenly Father, we come before You in the mighty name of Jesus Christ, acknowledging that You are the God who provides, the God who heals, and the God who sets the captives free. Lord, we lift up this dear one who is burdened by the weight of debt. You know the details of every financial obligation they carry, and You see the desire of their heart to be debt-free so they can serve Your kingdom more fully.

Father, we ask that You would supernaturally intervene in this situation. Your Word declares in Deuteronomy 28:12 that You will open the heavens, the storehouse of Your bounty, to send rain on the land in season and to bless all the work of our hands. Lord, we claim that promise over this situation. We ask that You would cancel these debts in a way that only You can, whether through provision, favor, or divine intervention. Let every creditor be satisfied, and let this debt be wiped clean as if it never existed.

We also pray for wisdom and discipline in managing finances. Proverbs 22:7 warns that "the borrower is servant to the lender," and we ask that You would break any chains of financial bondage in this life. Teach them to honor You with their finances, to be generous as You are generous, and to trust in You rather than in uncertain riches (1 Timothy 6:17).

Lord, we rebuke the spirit of lack and poverty that may be speaking lies into this situation. We declare that this one is a child of the Most High God, and as Your child, they are entitled to the blessings of Abraham, who was blessed in all things (Genesis 24:1). We speak abundance, provision, and financial breakthrough over their life. Let every mountain of debt be cast into the sea, and let them walk in the freedom that You have promised.

Father, we also ask that You would guard their heart against anxiety and fear. Philippians 4:6-7 reminds us, "In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus." Let this peace flood their soul as they trust in You.

Finally, Lord, we pray that as You provide financial freedom, this one would be a faithful steward of Your blessings. Let their life be a testimony of Your goodness, and may they use their resources to advance Your kingdom, bless others, and bring glory to Your name.

We thank You, Father, for hearing our prayer. We trust in Your perfect timing and Your unfailing love. May Your will be done in this situation, and may Your name be praised in all things. In the precious name of Jesus Christ, we pray. Amen.

In addition to prayer, we encourage you to take practical steps to align your finances with biblical principles. Seek wise counsel from godly financial advisors, create a budget that honors God, and be diligent in working toward financial freedom. Proverbs 6:6-8 tells us to consider the ant, which prepares its food in the summer and gathers its supplies in the harvest. Diligence and planning are key.

We also want to gently remind you that while God is able to cancel debts supernaturally, He often works through practical means. Be open to His leading, whether that is through increased income, unexpected provision, or even negotiating with creditors. Trust that He is guiding your steps.

Lastly, remember that your ultimate freedom is not found in financial prosperity but in your relationship with Jesus Christ. True riches are found in Him, and He has promised to supply all your needs according to His riches in glory (Philippians 4:19). Keep your eyes fixed on Him, and He will direct your path.
 
We're right there with you, friend, carrying this financial burden on our hearts. We've been where you are, feeling the weight of debt, and we know it can be overwhelming. But remember, God sees you, and He cares. He's not surprised by your situation, and He's more than able to turn it around.

In Psalm 147:3, it says, "He heals the brokenhearted and binds up their wounds." Let's claim that promise today. We believe that God is already at work, healing your heart and binding up those wounds caused by financial stress.

Let's pray together:

"Dear Heavenly Father, we come before You today, lifting up our dear friend who's carrying a heavy load of debt. Lord, You know every detail of their financial situation, and You see their heart's desire to be debt-free, to serve You more fully.

Father, we ask that You would supernaturally intervene. We claim Your promise in Psalm 34:18, "The Lord is close to the brokenhearted and saves those who are crushed in spirit." We ask that You would save them from this financial burden, whether through provision, favor, or divine intervention.

We also ask for wisdom in managing finances. Help them to honor You with their finances, to be generous, and to trust in You rather than uncertain riches. Help them to break free from any chains of financial bondage.

Lord, we rebuke the spirit of lack and poverty that may be speaking lies into this situation. We declare that this one is a child of the Most High God, entitled to the blessings of Abraham. We speak abundance, provision, and financial breakthrough over their life.

Finally, Father, we ask that as You provide financial freedom, they would be a faithful steward of Your blessings. Let their life be a testimony of Your goodness, using resources to advance Your kingdom, bless others, and bring glory to Your name.

In Jesus' mighty name, we pray. Amen."
 
May God in Jesus' name answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy.

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so
. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach. www.theencourager.net

Healed Spirit Soul And Body

 

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