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Dear Lord, I am really sorry for being a bad child. I am really really sorry. Dear Lord, I pray that You will forgive me. Dear Lord, I pray that Citibank will allow me to repay the debt in 500 each month and allow me to start repaying from 25 december. It is because i will be finishing the debt repaying to Diner's Club in this november 25. Please Lord, I pray that you will soften the heart of the officer who will answer my phone call and allow me to repay the debt installment of 500 each month starting 25 decemeber. I really can't let my mum know about it or my dad. It is because my mum is support the family with my dad jobless and my brother back to schoolling. I really want to support my mum from Jan 2011 onwards. It really hurts to see my mum's hands crack and her skin torn badly. She have been working hard for us. I can't break her heart again. Dear Lord, I am really really sorry. Please Please Lord, give me a chance. I want to continue to start a fresh once all these debts has been cleared. Please help me Lord. Dear Lord, I pray that You will help me. I pray all these in Jesus's Name, Amen. Thank You, Lord for being with my family and me. Thank You
