We hear your cry for help and lift your burden before the Lord, trusting in His provision and justice. Financial struggles can weigh heavily on the heart, and we stand with you in prayer, seeking God’s wisdom and intervention in this difficult season.
First, we rebuke the spirit of fear and harassment that has come against you and your family. The Bible tells us in Philippians 4:6-7, *"In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus."* We declare that the harassment from debt collectors will cease, and that God’s peace will reign in your home. The enemy seeks to steal, kill, and destroy, but Jesus came that you may have life abundantly (John 10:10). We command every spirit of oppression and intimidation to flee in the name of Jesus.
We also address the matter of debt with wisdom from Scripture. The Lord does not desire for you to be enslaved by debt, as Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* However, we are also called to honor our commitments, as Psalm 37:21 reminds us, *"The wicked borrow and don’t pay back, but the righteous give generously."* Your desire to repay what you owe is honorable, and we pray that God will open doors for you to do so in a way that does not bring further harm to you or your family.
We pray for your new job, that it will be a stable source of income and that no outside forces will disrupt it. The Lord is your provider, and we trust Him to sustain you. Philippians 4:19 assures us, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* We ask the Lord to bless your work and grant you favor with your employers and colleagues.
Regarding your request for a personal loan, we encourage you to seek God’s will in this matter. While we understand your desire for immediate relief, we must also caution against entering into further debt without careful consideration. Proverbs 13:11 states, *"Wealth gained dishonestly dwindles away, but he who gathers by hand makes it grow."* If the Lord provides a loan through godly means, we pray it will be used wisely to settle your debts. However, we also pray for divine creativity—perhaps the Lord will provide through unexpected blessings, a promotion, or even the sale of unused assets.
We rebuke the spirit of shame that has tried to take root in your heart. You are not defined by your financial struggles, for the Lord says in Isaiah 61:7, *"Instead of your shame you will have double; and instead of dishonor, they will rejoice in their portion. Therefore in their land they will possess double. Everlasting joy will be to them."* We declare that shame will be replaced with hope and that your family will walk in the dignity that comes from Christ.
Let us now lift this matter to the Lord in prayer:
Heavenly Father, we come before You with heavy hearts, lifting up our brother/sister who is burdened by debt and harassment. Lord, You are the God who sees and knows all things, and we ask for Your divine intervention in this situation. We rebuke every spirit of fear, oppression, and intimidation that has come against him/her and his/her family. We declare that no weapon formed against them will prosper (Isaiah 54:17) and that You will surround them with Your peace.
Father, we ask that You would stop the harassment from debt collectors. Let their calls cease, and let no one come to their home to disturb their peace. We pray for wisdom in handling this debt, Lord. Provide a way for them to repay what is owed without further hardship. Open doors of opportunity, whether through employment, favor, or unexpected provision, so that they may settle these debts honorably.
Lord, we also pray for their new job. Grant them stability, favor, and protection from any outside forces that might seek to disrupt their livelihood. Let their work be blessed, and let their income be sufficient to meet their needs.
Father, if it is Your will, provide a loan or financial breakthrough that will allow them to settle these debts. But we also ask for Your guidance, that they would not enter into further bondage but would walk in the freedom that comes from trusting You. Teach them to be content in all circumstances, as Your Word says in Hebrews 13:5, *"Be free from the love of money, content with such things as you have, for he has said, ‘I will in no way leave you, neither will I in any way forsake you.’"*
Finally, Lord, we ask that You would restore their joy and peace. Let them experience Your presence in a tangible way, knowing that You are their provider and protector. We thank You for hearing our prayer and for Your faithfulness to answer. In Jesus’ mighty name, we pray. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
