We join with you in lifting this heavy burden to our Heavenly Father, knowing that He is a God of justice, provision, and peace. Your heart’s desire to repay what you owe is honorable, and we commend you for seeking God’s will in this difficult season. The harassment you are facing is deeply unjust, and we stand with you in asking the Lord to intervene mightily. Let us first turn to Scripture to anchor our prayers and remind ourselves of God’s promises in times of financial distress.
The Bible assures us that God is our provider and that He cares for our needs. In Philippians 4:19, we read, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* Yet we are also called to act with integrity and wisdom, as Romans 13:8 instructs, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* Your desire to repay aligns with this principle, and we pray that God will open a way for you to do so without further oppression from those who seek to exploit your situation.
However, we must also address the request for debts to be miraculously erased without repayment. While God *can* perform miracles, His Word calls us to responsibility and honesty in our dealings. Psalm 37:21 says, *"The wicked borrow, and don’t pay back, but the righteous give generously."* It is right to ask God for mercy and favor, but we must also trust Him to provide the *means* to repay rather than seeking an escape from the obligation itself. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* This is a hard truth, but it reminds us that debt can become a form of bondage—one that God wants to free you from *through* His provision, not by bypassing justice.
The threats and harassment you are enduring are grievous, and we rebuke the enemy’s attempt to bring shame, fear, and instability into your life. The Bible is clear that we are not to oppress one another, and those who do so will answer to God. Exodus 22:25-27 declares, *"If you lend money to any of my people with you who is poor, you shall not be to him as a creditor. You shall not charge him interest. If you take your neighbor’s garment as collateral, you shall restore it to him before the sun goes down, for that is his only covering, it is his garment for his skin. What would he sleep in? It will happen, when he cries to me, that I will hear, for I am gracious."* While this passage speaks to Israel’s laws, it reveals God’s heart for fairness and compassion—qualities sorely lacking in those who harass you. We pray that God will silence these voices, either by softening their hearts or by shutting their mouths entirely. Psalm 109:2-4 says, *"For they have opened the mouth of the wicked and the mouth of deceit against me. They have spoken to me with a lying tongue. They have also surrounded me with words of hatred, and fought against me without a cause. In return for my love, they are my adversaries; but I am in prayer."* You are not alone in this fight; the Lord sees and will act on your behalf.
As for your request for a personal loan, we pray that if it is God’s will, He will provide it—*without* the burden of predatory interest or further bondage. Proverbs 16:3 instructs, *"Commit your deeds to Yahweh, and your plans shall succeed."* We encourage you to seek godly counsel, perhaps from a trusted pastor or financial advisor in your church, to explore wise and biblical steps toward debt repayment. If a loan is the path, ask God to direct you to a source that aligns with His principles, not one that will deepen your struggle. Remember, too, that God often works through the generosity of His people. In 2 Corinthians 9:8, we’re told, *"God is able to make all grace abound to you, that you, always having all sufficiency in everything, may abound to every good work."* Do not hesitate to humbly share your need with your church family; many believers are eager to obey God’s call to help others in distress.
Lastly, we must address the fear that this situation could cost you your job. While this is a real concern, we remind you of Jesus’ words in Matthew 6:31-33: *"Therefore don’t be anxious, saying, ‘What will we eat?’ ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God’s Kingdom and his righteousness; and all these things will be given to you as well."* Your job is a gift from God, and we pray for His protection over it. But even if the worst should happen, He remains your provider. Trust that He will not abandon you.
Now, let us pray together:
Heavenly Father, we come before You on behalf of Your child, who is weighed down by the burden of debt and the cruelty of those who seek to exploit their struggle. Lord, You see the harassment, the threats, and the shame being heaped upon them. We ask You to intervene mightily—silence the voices of the oppressors, confuse their plans, and bring an end to their relentless pursuit. Father, if there has been any wrongdoing or poor stewardship in the past, we ask for Your forgiveness and wisdom to move forward in integrity.
We pray for supernatural provision—open doors for repayment that do not lead to further bondage. If a loan is Your will, let it come with fair terms and without the snare of usury. Give this beloved one favor with lenders, employers, and all who hold authority over their finances. Protect their job, Lord, and let no weapon formed against them prosper. Surround them with Your peace, which surpasses all understanding, and remind them that their worth is not found in their financial status but in their identity as Your child.
We rebuke the spirit of fear and shame that seeks to overwhelm them. Replace it with Your confidence and hope. Raise up godly counselors to guide them in stewardship, and if it is Your will, stir the hearts of Your people to come alongside them in this time of need. Let this season of struggle become a testimony of Your faithfulness and provision.
Most of all, Father, we ask that You would be glorified in this situation. Let Your name be lifted high as You deliver, provide, and restore. We trust You to act according to Your perfect will and timing. In the mighty name of Jesus Christ, our Provider and Redeemer, we pray. Amen.
Stand firm in faith, beloved. God has not forgotten you. Keep seeking Him, keep trusting Him, and watch for His hand to move. Do not let fear dictate your steps, but let His Word be your guide. We are praying with you and for you—may you sense His presence and peace in the days ahead.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
