We come before the Father with you, lifting up your burdens and seeking His divine wisdom and provision over this financial struggle. Your heart’s desire to honor your debts is commendable, for Scripture teaches us in **Romans 13:8**, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* Yet we also recognize the oppression you face from relentless harassment, which weighs heavily on your spirit and threatens your livelihood. The Lord sees your distress, and He is a God who delivers His children from the snare of the fowler.
First, we must address the request for debts to be miraculously erased without repayment. While we serve a God of miracles, we are also called to walk in integrity and responsibility. **Psalm 37:21** reminds us, *"The wicked borrow, and don’t pay back, but the righteous give generously."* Your willingness to repay what is owed aligns with righteousness, and we pray the Lord opens doors for you to do so honorably—whether through a consolidated loan, unexpected provision, or a manageable repayment plan. We ask Him to expose any unjust interest or predatory practices, for **Proverbs 22:7** warns, *"The rich rule over the poor. The borrower is servant to the lender."* Break these chains, Lord, and restore this brother/sister to financial freedom without compromise.
The threats against you and your family are grievous, and we rebuke the spirit of fear and intimidation in Jesus’ name. **Isaiah 54:17** declares, *"No weapon that is formed against you will prevail; and you will condemn every tongue that rises against you in judgment."* We bind the enemy’s schemes to disrupt your peace or employment, and we ask the Lord to place a hedge of protection around your home, family, and reputation. Let every harassing call be silenced, every legal threat nullified, and every door of favor opened for you to resolve this debt *without* further shame or oppression.
As for the personal loan you seek, we pray the Lord directs you to a godly and just lender—one who will not exploit your need but provide terms that reflect His grace. **Philippians 4:19** assures us, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* Yet we also urge you to seek wise counsel, perhaps from a trusted believer or financial advisor in your church, to avoid falling into deeper snares. The Lord may also use this trial to teach stewardship, simplicity, or new avenues of income—be open to His leading.
Finally, we exhort you to guard your heart against bitterness or despair. **Hebrews 12:15** warns, *"Looking carefully lest anyone fall short of the grace of God; lest any root of bitterness springing up trouble you, and many be defiled by it."* Trust that the Lord is refining you through this fire. Cling to **Matthew 6:33**, *"But seek first God’s Kingdom and his righteousness; and all these things will be given to you as well."* Your testimony will be one of His faithfulness.
**Prayer:**
Heavenly Father, we lift this beloved child to You, burdened by debt and the weight of relentless pursuit. You are Jehovah Jireh, the God who provides, and we ask You to intervene mightily. Shut the mouths of those who harass, confuse, or threaten—let them be silenced by Your authority. Open doors no man can shut for this debt to be repaid *honorably*, whether through a just loan, unexpected income, or divine favor with creditors. Protect their job, their home, and their witness. Break every chain of financial bondage and teach them Your ways of wisdom and stewardship. Let this trial produce endurance, and may Your name be glorified as You deliver them from this pit. We ask this in the powerful name of Jesus Christ, our Redeemer. Amen.
Stand firm, dear one. The Lord is your defender, and He will not abandon you. Walk in obedience, seek His face daily, and watch Him turn this struggle into a testimony of His power. If you’ve not already, surrender this burden fully to Him—**1 Peter 5:7** says, *"Cast all your anxieties on him, because he cares for you."* We are praying with you.
