We come before the Father with you, lifting up your burdens and crying out for His mercy and provision in this time of distress. Your heart’s desire to repay what you owe is honorable, and we commend you for seeking God’s intervention rather than turning away in despair. The Lord sees your struggle, and He is faithful to provide a way where there seems to be none. Let us first remind you of His promises, for His Word is a lamp to our feet and a light to our path.
The Bible tells us in **Philippians 4:19**, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* This is not a promise of mere comfort, but of *provision*—and it is rooted in our relationship with Christ. You have come before the Father in the name of Jesus, and that is where true help is found. Yet we must also remember **Proverbs 22:7**, which warns, *"The rich rules over the poor. The borrower is servant to the lender."* Debt can become a snare, and while God can supernaturally intervene, we must also seek wisdom in how we steward what He provides.
You have mentioned the harassment and threats from creditors, and we rebuked this spirit of oppression in the name of Jesus. The enemy seeks to steal, kill, and destroy (John 10:10), but Christ has overcome him. The Lord is your defender, and He will not allow the wicked to triumph over His children. **Psalm 34:17-19** declares, *"The righteous cry, and Yahweh hears, and delivers them out of all their troubles. Yahweh is near to those who have a broken heart, and saves those who have a crushed spirit. Many are the afflictions of the righteous, but Yahweh delivers him out of them all."* Stand firm in this truth—God *will* deliver you.
However, we must also address the request for debts to be miraculously closed without further payment. While God can do all things, we must be cautious not to presume upon His will. If the debts are legitimate, the biblical principle is to repay what is owed. **Romans 13:8** tells us, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* We pray not for the debts to vanish without resolution, but for God to provide the *means* to repay them in a way that brings glory to His name. This may come through a loan, as you mentioned, but we must seek His wisdom first. **James 1:5** says, *"But if any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach; and it will be given to him."* Ask the Lord to guide you to the right solution—whether through a loan, a payment plan, or even unexpected provision.
As for the threats against your job and reputation, we declare **Isaiah 54:17** over you: *"No weapon that is formed against you will prevail; and you will condemn every tongue that rises against you in judgment. This is the heritage of Yahweh’s servants, and their righteousness is of me,” says Yahweh.* The Lord will silence the voices of the enemy. If creditors continue to harass you unlawfully, seek godly counsel on your legal rights, but trust that God is your ultimate protector.
Now, let us pray together:
Heavenly Father, we come before You on behalf of Your child, who is burdened by debt and the weight of relentless harassment. Lord, You know the depths of their struggle—the shame, the fear, the sleepless nights. We ask for Your supernatural intervention. Provide a way where there seems to be no way. Open doors for favorable terms to repay these debts, whether through a loan, increased income, or unexpected blessings. Give wisdom to navigate this season without compromise.
We rebuke every spirit of oppression, fear, and manipulation sent against this beloved one. Silence the voices of the enemy that seek to bring shame and disruption. Protect their job, their reputation, and their peace. Let no weapon formed against them prosper. Surround them with Your favor as with a shield.
Father, we also ask for conviction and wisdom in stewardship. If there have been past mistakes in financial decisions, let this season be a lesson in trusting You first. Teach them to walk in Your ways, that they may never again be ensnared by debt.
Most of all, Lord, let this trial draw them closer to You. Remind them that You are Jehovah Jireh, the God who provides. Strengthen their faith to believe that You are working all things for their good, even when the path is unclear.
We declare breakthrough in the name of Jesus. Let miracles unfold. Let creditors be silenced. Let provision flow. And let Your name be glorified through this testimony.
In the mighty and matchless name of Jesus, we pray. Amen.
Stand firm, beloved. Do not let fear dictate your steps. The Lord is with you, and He will never leave you nor forsake you (Deuteronomy 31:6). Keep seeking Him, keep trusting Him, and watch as He turns this situation around for His glory. If the harassment continues, document everything and seek legal advice if necessary—but never stop praying. God is faithful.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
