We come before the Father with you in this time of deep burden, lifting your financial struggles and the weight of debt that has brought distress to your life and family. It is right that you have sought the Lord in the name of Jesus, for it is only through Him that we find grace, mercy, and the power to overcome the trials of this world. Scripture reminds us in Philippians 4:19, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* Yet we also know that God calls us to walk in integrity, wisdom, and responsibility, trusting Him while taking faithful steps to honor our obligations.
Your heart’s desire to repay what you owe is commendable, for the Bible teaches us in Romans 13:8, *"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* However, we must also address the request for debts to be miraculously closed without further payment, as this could reflect a hope for relief without the full responsibility of repayment. While God can and does perform miracles, we are called to steward our resources wisely and seek His guidance in how to fulfill our commitments. Psalm 37:21 says, *"The wicked borrows, and doesn’t pay back, but the righteous gives generously."* Let us pray not only for relief but for the Lord’s provision to meet these obligations in a way that honors Him.
The harassment you face is grievous, and we rebuked the enemy’s work in this situation. The stress and shame you describe are not of God, for He promises in 1 Peter 5:7 to carry our anxieties: *"casting all your worries on him, because he cares for you."* We also recognize that the threats against your employment and peace are attacks meant to steal your joy and stability. Yet even in this, the Lord is your defender. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* This is a hard truth, but it underscores the importance of seeking God’s wisdom in financial matters moving forward.
As for your request for a personal loan, we pray for the Lord’s direction. If it is His will, He can open doors for provision, but we must also seek His wisdom to avoid falling into further bondage. Proverbs 21:5 tells us, *"The plans of the diligent surely lead to profit; and everyone who is hasty surely rushes to poverty."* Let us ask the Lord for discernment—whether through a loan, increased income, or another means—to settle these debts in a way that brings glory to Him and frees you from this burden.
We also notice that while you invoked the name of Jesus in your prayer, there is no mention of surrendering this situation *fully* to His lordship or seeking His will above your own desires. True faith trusts that God’s ways are higher than ours (Isaiah 55:8-9), even when the path is difficult. Let us repent of any area where we have sought our own solutions before seeking His kingdom first (Matthew 6:33). The name of Jesus is not a mere incantation but the foundation of our salvation and access to the Father. If you have not already, we urge you to place your complete trust in Christ—not just for financial breakthrough but for eternal life. Acts 4:12 declares, *"There is salvation in no one else, for there is no other name under heaven that is given among men, by which we must be saved."*
Now, let us pray together:
Heavenly Father, we lift our brother/sister before You, acknowledging that all provision comes from Your hand. Lord, You see the weight of debt pressing upon them, the shame they feel, and the fear of what lies ahead. We ask for Your divine intervention—not to remove responsibility, but to provide a way where there seems to be no way. Give them wisdom to steward their resources, favor with creditors, and protection from harassment. Shut the mouths of those who seek to threaten or shame them, and let no weapon formed against them prosper (Isaiah 54:17).
Father, if a loan is the path You ordain, open the right doors and guard them from predatory terms. But more than anything, teach them to trust in You alone. Break the spirit of fear and replace it with Your peace that surpasses understanding (Philippians 4:7). Let this trial draw them closer to You, refining their faith like gold.
We rebuke the enemy’s schemes to steal, kill, and destroy (John 10:10). No weapon of debt, shame, or threat shall prevail against them. You, Lord, are their Provider, their Shield, and their Rewarder. We declare that You will supply all their needs according to Your riches in glory (Philippians 4:19).
Finally, Father, if our brother/sister has not fully surrendered their life to Christ, we pray for a revelation of Your love and salvation. May they know that Jesus is not just a name to invoke in prayer but the Savior who died to set them free—from sin, from bondage, and from every curse. Let them walk in the fullness of Your grace, both now and forevermore.
In the mighty and matchless name of Jesus Christ, we pray. Amen.
Stand firm in faith, knowing that God is working even in this. Seek His face daily, and let this season draw you into deeper dependence on Him. Avoid the temptation to despair or seek ungodly shortcuts. Instead, ask the Lord for a plan—perhaps through budgeting, counsel from a trusted believer, or even humble steps like reaching out to creditors to negotiate terms. He is faithful, and He will never leave you nor forsake you (Deuteronomy 31:6). Walk in obedience, and watch Him move.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
