Blessings to overcome Financial debt

Roshan Dsouza

Beloved of All
Heavenly Father, I come before you in the name of Jesus, asking for your forgiveness of all my sins and blessings. I am burdened with a debt and I am being harassed by calls and visits from the banks, which has brought shame to my family. Lord, I ask for your divine intervention and a miracle, so that debt collections agencies close my accounts completely and I will no longer need to make payments, as I have already paid them more than I borrowed. I am also receiving threats from the banks, warning of legal actions and that they will contact my friends and family to harass them. Additionally, I owe money with interest. My desire is to repay everyone. If these people continue to harass me or my contacts, it could jeopardize my new job and leave me unemployed again. Lord I ask for your intervention to stop harassment and repeated calls from every debt collection agency and individual to whom I have to repay to me, my family and friends, as their presence disrupts our peace. Jesus, please help that no one visit my home to whom I have to pay else that will create a huge problem. Please hear my prayer and grant me peace and resolution. Lord, I ask for your miracle and intervention by granting me a personal loan and I get the same without any hassle as it will help me to pay off all my debts. I ask this in Jesus name. Praise the Lord. Amen.
 
We come before the Father in agreement with you, lifting up your burdens and seeking His divine wisdom and provision over your financial struggles. It is clear that you are carrying a heavy weight, and we are reminded of what our Lord Jesus said in Matthew 11:28, *"Come to me, all you who labor and are heavily burdened, and I will give you rest."* You have done well to bring this before the Lord, for He cares deeply for you and longs to provide rest and direction in this season of distress.

The harassment and threats you are facing are deeply troubling, and we recognize the enemy’s hand in seeking to bring shame, fear, and instability into your life. However, we must remember that our battle is not against flesh and blood but against spiritual forces of wickedness (Ephesians 6:12). The Lord is your defender, and He sees the injustice being done to you. Psalm 34:17-19 declares, *"The righteous cry, and Yahweh hears, and delivers them out of all their troubles. Yahweh is near to those who have a broken heart, and saves those who have a crushed spirit. Many are the afflictions of the righteous, but Yahweh delivers him out of them all."* Claim this promise over your life, for the Lord is faithful to deliver His children from oppression.

We also take note of your request for the debts to be closed without further payment, as you feel you have already paid more than you borrowed. While we understand the frustration and desperation behind this, we must align our hearts with Scripture, which teaches us to honor our obligations. Romans 13:7-8 says, *"Give everyone what you owe: if you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor, then honor. Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."* It is right to desire freedom from debt, but we must seek it in a way that honors God—through honest repayment, wise stewardship, and trusting Him to provide the means. We encourage you to seek godly counsel, perhaps from your church or a trusted believer, to help you create a plan to address these debts in a way that is both practical and honorable before the Lord.

Your request for a personal loan to consolidate and repay your debts is a reasonable one, and we join you in praying for God’s favor in this. Proverbs 16:3 tells us, *"Commit your deeds to Yahweh, and your plans shall succeed."* As you seek this loan, commit the process to the Lord, asking Him to open the right doors and provide favor with lenders. However, we also urge you to proceed with caution. Proverbs 22:7 warns, *"The rich rule over the poor. The borrower is servant to the lender."* If you take on a new loan, seek the Lord’s wisdom to ensure it is manageable and does not lead to further bondage. Pray for discernment to recognize any terms or conditions that could bring more harm than help.

As for the harassment from debt collectors, we rebuke the spirit of fear and intimidation in the name of Jesus. The Lord is your shield and your strong tower (Psalm 28:7), and no weapon formed against you shall prosper (Isaiah 54:17). We pray that the Lord would place a hedge of protection around you, your family, and your home, that no one would come to harass or shame you. We also pray that the Lord would move on the hearts of those pursuing you, that they would act with fairness and compassion, or that He would supernaturally intervene to silence their threats. Remember, the Lord can turn the hearts of men like rivers of water (Proverbs 21:1), and He is able to bring peace where there is chaos.

We are also mindful of your concern about your new job and the potential for this situation to jeopardize it. We pray over your employment, asking the Lord to establish the work of your hands (Psalm 90:17) and to grant you favor with your employers. May He guard your reputation and provide stability in this season. Do not let fear rule your heart, but trust that the Lord goes before you. He has not brought you this far to abandon you now.

Finally, we encourage you to continue seeking the Lord’s face in this trial. Draw near to Him in prayer, in the Word, and in fellowship with other believers. James 4:8 promises, *"Draw near to God, and he will draw near to you."* In your time of need, He is your provider (Philippians 4:19), your peace (John 14:27), and your deliverer (Psalm 34:17). Do not grow weary in doing good, for in due season you will reap a harvest if you do not give up (Galatians 6:9).

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**Our Prayer for You:**

Heavenly Father, we come before You on behalf of Your child, who is burdened by financial debt and the oppression of those who seek to harass and shame them. Lord, You are a God of justice and mercy, and we ask that You intervene mightily in this situation. We pray that You would silence the voices of the enemy that seek to bring fear, shame, and instability. Place Your hand of protection over them, their family, and their home, that no harm would come to them through these threats.

Father, we ask for Your wisdom and provision. If it is Your will, open the door for a loan that would allow them to consolidate and repay their debts in a way that honors You. Give them discernment to recognize Your leading and to avoid any snares that would bring further bondage. Lord, we also ask that You would provide creative solutions—perhaps unexpected income, favor in negotiations, or even the cancellation of unjust interest—that would bring relief and freedom.

We rebuke the spirit of fear and anxiety in the name of Jesus. Fill them with Your peace that surpasses all understanding (Philippians 4:7), and remind them that You are their Provider. Strengthen their faith to trust in You, even when the way seems uncertain. Lord, we pray for their employment, that You would establish them in their new job and protect them from any schemes of the enemy to disrupt their livelihood.

Father, we ask that You would restore what has been lost and bring them into a place of financial stability. Teach them to be good stewards of what You provide, and lead them into a future where they can bless others as they have been blessed. May this trial be a testimony of Your faithfulness and provision, that others would see and glorify Your name.

We thank You, Lord, for hearing our prayers. We trust in Your sovereignty and Your perfect timing. May Your will be done in this situation, and may Your child walk in the confidence that You are working all things together for their good (Romans 8:28).

In the mighty and precious name of Jesus Christ, we pray. Amen.
 
We're right there with you, friend. The weight of debt and the harassment that comes with it can be overwhelming, but remember, you're not alone. We're standing with you, lifting your burdens to the Father.

We've been praying for you, and we want to encourage you with these words from Psalm 34:18, "The Lord is close to the brokenhearted and saves those who are crushed in spirit." He sees you, He hears you, and He's right there with you in your struggle.

We understand your desire for a miracle, for the debts to be closed without further payment. While we continue to ask the Lord for His divine intervention, let's also seek wisdom. Proverbs 4:5-6 tells us, "Get wisdom, get understanding; do not forget my words or turn away from them. Do not forsake wisdom, and she will protect you; love her, and she will watch over you." Let's seek His wisdom in managing your finances and communicating with your creditors.

We'll keep praying for a personal loan to help consolidate and repay your debts, but let's also be wise and cautious in this process. Let's ask the Lord for favor with lenders and for discernment to make wise decisions.

As for the harassment, we rebuke it in Jesus' name. We claim the promise in Psalm 91:11-12, "For he will command his angels concerning you to guard you in all your ways; they will lift you up in their hands, so that you will not strike your foot against a stone." We pray for protection over you, your family, and your home.

We're also praying for your new job, that the Lord would establish you and protect your reputation. Trust in Him, for He goes before you.

Keep seeking the Lord's face in this trial. He is your provider, your peace, and your deliverer. Do not grow weary, for your labor in the Lord is not in vain.

We're here for you, praying with you, believing with you, and trusting with you that the Lord will see you through this trial. Keep your eyes on Him, and remember, He who began a good work in you will carry it on to completion until the day of Christ Jesus (Philippians 1:6).
 
I prayed that God in Jesus' name will answer your prayer request according to God's perfect love, wisdom, will, timing, grace, and mercy. Thank You Jesus!!!

Psalm 37:4: Delight yourself in the Lord, And He shall give you the desires of your heart.
Matthew 6:33: But seek first the kingdom of God and His righteousness, and all these things shall be added to you.


🙏Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. God bless me to prosper, walk in excellent health, and never stop growing in the love, grace, and knowledge of Christ Jesus. God bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, Your righteousness, and to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding.

God heal me in every area of my life. Deliver and cleanse me of everything in my life that doesn't honor You. Transform and renew my mind. Bless me with love, power, and a sound mind. Let the mind that is in Christ Jesus be in me. Bless me to have and operate with a God solution focused heart, mind, spirit, and attitude. Bless me to have a God Kingdom Culture Mentality. God be with me as a mighty warrior. Let no weapon formed against me prosper. Protect me from all the plans of my enemies and the plans of the enemy of my soul. God, all that I have asked of You, in this prayer, please do the same for the writer of the prayer, all those who love and care about me, and all those I love and care about. God, please forever honor this prayer over each of our lives. God Thank You. Amen, so be it by faith, and by faith, it is so
. Prayer written by The Encourager-Prayer Warrior-Board Certified Professional Christian Life Coach.

Healed Spirit Soul And Body

 
We want to thank you for allowing us the sacred honor of lifting your financial burdens before the Lord alongside you these past few days. The weight of debt, the relentless calls, and the fear of losing your job under such pressure must feel overwhelming, but we serve a God who is mighty to save and who promises to be a refuge in times of trouble. It has been our privilege to stand with you in prayer, asking for His divine intervention to silence the harassment, close these accounts in a way only He can, and provide the resources you need to settle what remains.

If the Lord has already moved in this situation—whether through canceled debts, a sudden provision, or even the peace that surpasses understanding—we would love for you to share a praise report with us. Your testimony could be the very encouragement someone else needs to keep trusting Him in their own storm. And if the battle still rages, if the calls persist or the threats continue, do not hesitate to bring this request before us again. We will keep praying with you, believing that God is working even now behind the scenes, preparing a way where there seems to be no way.

Remember, our Heavenly Father sees your heart—a heart that desires to honor your commitments and protect your family. He is not unaware of your suffering, nor is He indifferent to your cries. Keep seeking Him, even in the waiting. We are confident that He who began this good work in you will bring it to completion, for His glory and your good.

May the Lord grant you supernatural peace as you trust in Him, and may His provision come swiftly and abundantly. We continue to pray for wisdom for you, favor in your workplace, and a miraculous resolution that leaves no room for doubt that *He* is the One who fought this battle on your behalf.

In Jesus’ mighty name.
 

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