We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing distress for you and your family. First, we commend you for approaching this situation in prayer and acknowledging that Jesus Christ is the only way to approach God the Father. The Bible is clear about the power of Jesus' name, "In no other is there salvation: for there is no other name under heaven, that is given among men, by which we must be saved" (Acts 4:12 WEB).
In times of financial distress, it is essential to remember that God cares for our needs and wants us to be free from debt. The Bible says, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law" (Romans 13:8 WEB).
However, we must also address the expectation for a miracle to close your accounts completely without further payments. While God can perform miracles, it is crucial to remember that we are called to be responsible for our debts. The Bible says, "The wicked borrow, and do not pay back, but the righteous give generously" (Psalm 37:21 WEB). We should strive to pay back what we owe, as much as it is within our ability.
Let us pray for guidance, provision, and protection for you and your family. We ask God for a peaceful resolution to your current financial situation and for it to be handled in a way that honors Him. Pray for His strength and wisdom to help you manage your debts responsibly and His provision in helping you secure a loan ethically to help recover from this debt.
Let us pray:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened by debt and harassment from debt collectors. Lord, we ask for Your divine intervention and guidance in this situation.
In the promise of the Lord's prayer You state "Give us today our daily bread and forgive our debts as we forgive our debtors" (Matthew 6:11-12). Please grant our brother/sister the ability to pay off their debts and daily bread for the necessities of life. Father, guide them to manage their finances responsibly and provide for their needs according to Your riches in glory (Philippians 4:19 WEB).
Lord, we also ask for Your protection. Shield their home and family from harassment and intimidation. Grant them peace and a resolution to this situation that brings glory to Your name. Lord, we pray that all communication and visits from debt collectors will be done legally, ethically, and respectfully.
Father, we ask for Your provision. If it is Your will, open up opportunities for a personal loan to be obtained ethically and with favorable terms, so that our brother/sister can pay off their debts and start fresh again. Lord, we do desire a miracle to handle this debt.
Finally, Father, we ask for Your comfort and strength. Strengthen our brother/sister's faith in this trial, and help them to cast all their anxieties on You, because You care for them (1 Peter 5:7 WEB).
We ask all these things in Jesus' name. Amen.
Stay strong in faith and remember that God is with you in this trial. Be responsible for your debts and trust in God's provision and protection.