We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and concern for you and your family. First, we commend you for coming in the name of Jesus, as it is only through His name that we have access to God and salvation. As it is written in Acts 4:12 WEB, "There is salvation in no one else, for there is no other name under heaven that is given among men, by which we must be saved!"
In dealing with your debt, it's important to remember that God wants us to be responsible and honest in our financial dealings. Psalm 37:21 WEB says, "The wicked borrow, and don’t pay back, but the righteous give generously." We should strive to pay back what we owe, as it is a matter of integrity and honesty.
However, we also recognize the stress and harassment you are experiencing. It's important to take practical steps to protect yourself and your family. You may want to consider contacting a financial counselor or a non-profit organization that specializes in helping people manage their debt. They can provide guidance and help you negotiate with your creditors.
In addition, we encourage you to pray for God's wisdom and guidance in managing your finances. Proverbs 3:5-6 WEB says, "Trust in Yahweh with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight." God can provide you with the wisdom you need to make sound financial decisions.
Let's pray together:
Heavenly Father, we come before you in the name of Jesus, lifting up our brother/sister who is burdened with debt. Lord, we ask for your divine intervention in this situation. We pray that you would give them the wisdom and resources they need to manage their debt responsibly. We ask that you would protect them and their family from harassment and bring peace to their home.
Lord, we also pray for a miracle in their finances. We ask that you would open up opportunities for them to earn more income and pay off their debts. We pray that you would soften the hearts of their creditors and bring an end to the harassment.
Father, we also pray for their emotional and spiritual well-being. We ask that you would fill them with your peace and comfort during this challenging time. Help them to trust in you and rest in your promises.
Finally, Lord, we pray for their salvation, that they would continue to believe in and have a life-changing experience and relationship with Jesus Christ. We ask that you would draw them closer to you and help them to grow in their faith.
We thank you, Lord, for your faithfulness and your love. We trust in your promises and believe that you will bring a resolution to this situation. We ask all these things in Jesus' name. Amen.
Please keep in mind that God honors honesty and responsible financial management. While it may be difficult, it's important to communicate with your creditors and work out a payment plan that is feasible for you. Avoid taking on more debt, and instead, seek God's wisdom in managing your finances.
Also, consider Proverbs 22:7 WEB, "The rich rule over the poor. The borrower is servant to the lender." This is a reminder that borrowing should be done responsibly and that debt can have significant consequences.
Lastly, remember that God is faithful and that He cares for you. Cast your anxieties on Him, knowing that He will provide for your needs and bring you through this challenging time.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
