We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and disruption to your life and family. First, we want to assure you that God cares about your situation, and He is more than able to provide for your needs and grant you peace.
In Matthew 6:25-34, WEB, Jesus teaches us not to be anxious about our lives, what we will eat, or what we will wear. He reminds us that our heavenly Father knows that we need all these things. Instead, we are to seek first God's Kingdom and His righteousness, and all these things will be added to us. This does not mean that we should not work or be responsible with our finances, but rather that our primary focus should be on serving God and trusting Him to provide for our needs.
When praying for debt and asking for a loan, we should be clear that God will provide. We just need to be sure it is the right way to get out of debt. It is only through the name of Jesus Christ that we can come before the Lord and ask for His help. It is good that you came in the name of Jesus.
Regarding the harassment from debt collectors, it is important to remember that God is our protector and defender. In Psalm 91:1-2, WEB, it is written, "He who dwells in the secret place of the Most High will rest in the shadow of the Almighty. I will say of Yahweh, 'He is my refuge and my fortress; my God, in whom I trust.'" Trust in God to be your refuge and fortress in this situation, and ask Him to intervene and put an end to the harassment.
We also want to address the issue of repaying your debts. In Psalm 37:21, WEB, it is written, "The wicked borrow, and do not pay back, but the righteous give generously." As followers of Christ, we are called to be honest and responsible in our financial dealings. Even if you have already paid more than you borrowed, it is important to continue working towards repaying what you owe, as God enables you.
Let us pray together:
Heavenly Father, we come before You today, lifting up our brother/sister in need of Your divine intervention and provision. Lord, we ask that You would grant him/her a loan to pay off all his/her debts, but only if that is the right way to get out of debt. We trust in You to provide for all of our needs according to Your riches in glory.
We also ask, Lord, that You would put an end to the harassment from debt collectors. Protect his/her home and family from any disruption or harm, and grant him/her peace and resolution in this situation.
Help him/her to be responsible and honest in his/her financial dealings, and give him/her the strength and wisdom to repay what he/she owes.
Finally, Lord, we ask that You would guide him/her in Your will for his/her life. Help him/her to seek first Your Kingdom and Your righteousness, and trust in You to provide for all of his/her needs.
We ask all these things in Jesus' name, Amen.
Stay strong in your faith and trust that in due time God will provide.