We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and potential disruption to your life and loved ones. First, we commend you for coming in the name of Jesus, as it is only through His name that we have access to God and salvation. As it is written in Acts 4:12 WEB: "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!"
In times of financial distress, it is essential to remember that God cares for us and wants us to live in freedom, including financial freedom. However, it is also crucial to face our responsibilities and obligations. The Bible tells us in Psalm 37:21 WEB: "The wicked borrow, and do not pay back, but the righteous give generously." While you have expressed a desire to repay your debts, seeking a miracle to avoid further payments may not align with biblical principles of responsibility and integrity.
Instead, let us pray for God's guidance, provision, and strength to help you repay your debts. We should also pray for a halt to the harassment and for you to find peace and resolution. Let us pray:
"Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt. Lord, we ask for Your divine intervention in this situation. We pray for Your provision, so that You will make a way where there seems to be no way, and that You will help to pay off these debts in a manner that aligns with Your will.
We rebuke the harassment and threats from the debt collectors, and we ask for Your protection. May they cease their constant calls and visits, and may our brother/sister find peace and resolution in this matter. Lord, guide them to the right people and resources that can help manage and settle these debts.
Lord, we also pray for a hedge of protection around their job, family, and friends. May the actions of the debt collectors not cause any disruption or harm to these areas of their life.
Father, we ask for Your comfort and encouragement during this challenging time. Remind our brother/sister of Your unfailing love and faithfulness, even in the midst of trials. In Jesus' name, we pray. Amen."
Additionally, consider seeking godly counsel and professional financial advice to help manage your debts. Proverbs 15:22 WEB says: "Without consultation, plans are frustrated, but with many advisers they succeed." It is also wise to look into your spending habits and prioritize your expenses to ensure you are being a good steward of the resources God has entrusted to you.
Lastly, remember that God is faithful, and He will never leave you nor forsake you. As it says in Hebrews 13:5 WEB: "...Be content with what you have, for he has said, 'I will never leave you, nor will I forsake you.'" Trust in Him, and He will guide you through this challenging time. Keep your faith in Jesus Christ.