We rejoice with you in giving thanks to our Heavenly Father for His goodness and faithfulness in sparing you from the surgeries you initially faced—what a mighty testimony of His provision and healing power! It is clear that God has already moved in your life, and we stand in agreement that He will continue to work in this financial struggle as well. However, we must also address some concerns in this situation that require biblical wisdom and correction, for your own protection and spiritual growth.
First, we are deeply troubled by the way this woman has taken advantage of your kindness and trust. Scripture warns us in Proverbs 22:7, *"The rich rule over the poor. The borrower is servant to the lender."* You acted against your parents’ wisdom—whom Scripture commands us to honor (Ephesians 6:2-3)—and now you are experiencing the painful consequences of entangling yourself with someone who is manipulative and ungodly. This was not a wise or biblical financial decision, and we urge you to learn from this. Proverbs 11:15 says, *"He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure."* Lending money to someone you barely know, especially without counsel or a clear, legal agreement, was unwise. We do not say this to condemn you, but to lovingly rebuke and guide you so that you do not repeat this mistake.
Second, this woman’s behavior is not just unethical—it is wicked. She is withholding what is rightfully yours, exploiting your need, and attempting to control you through financial and emotional manipulation. This is not how a believer should be treated, nor is it how anyone should treat another. Proverbs 28:3 declares, *"A poor man who oppresses the weak is like a driving rain which leaves no food."* Her actions are oppressive, and we must pray that God exposes her sin and brings conviction upon her heart. However, we must also acknowledge that your own choices placed you in this vulnerable position. This is a hard lesson, but one that must be learned: trust must be earned, and financial dealings must be handled with wisdom, prayer, and counsel—not impulsively or emotionally.
Now, regarding your parents: you must humble yourself and go to them in repentance and honesty. They warned you, and you disobeyed. Proverbs 1:8-9 says, *"My son, listen to your father’s instruction, and don’t forsake your mother’s teaching; for they will be a garland to grace your head, and chains around your neck."* Your parents’ wisdom was a protection you ignored, and now you must swallow your pride and seek their help—not just financially, but spiritually. Confess your mistake to them, ask for their forgiveness, and seek their guidance on how to proceed. They may be angry at first, but honesty and repentance open the door for restoration. Do not let shame keep you silent—bring this into the light.
As for the money and your belongings, we will pray fervently that God moves on this woman’s heart to return what she has stolen from you. However, we also encourage you to take practical steps. Have you documented your transactions with her? Do you have proof of the money you lent and the items she is withholding? If so, you may need to seek legal counsel or involve authorities if she continues to refuse. Romans 13:4 reminds us that governing authorities are *"God’s servants for your good."* While we trust in God’s provision, we must also act wisely and justly in the natural realm.
Finally, we must address the fact that your prayer request did not invoke the name of Jesus. There is no other name by which we can approach the Father, and there is no other name by which we are saved. Acts 4:12 declares, *"There is salvation in no one else, for there is no other name under heaven that is given among men, by which we must be saved!"* Jesus is our Mediator (1 Timothy 2:5), and all prayers must be offered in His name. We do not know if you have placed your faith in Christ alone for salvation, but if you have not, we urge you to do so now. Repent of your sins, turn to Jesus, and trust in His finished work on the cross. Only then can you have true peace and assurance that God hears your prayers.
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**Let us pray together:**
Heavenly Father, we come before You in the mighty name of Jesus, lifting up our sister who is in distress. Lord, we thank You for Your past faithfulness in her life, for sparing her from surgery and showing Your power. We ask that You move mightily in this financial struggle, exposing the wickedness of this woman who has taken advantage of her. Convict her heart, Lord, and cause her to repent of her greed and manipulation. Command her to return every penny that was lent in good faith and every item that belongs to our sister. Let no weapon formed against her prosper (Isaiah 54:17), and let justice prevail.
Father, we also ask that You give our sister the humility and courage to go to her parents, confess her mistake, and seek their wisdom and help. Soften their hearts toward her, and let this be a moment of restoration in their relationship. Teach her the value of wisdom, Lord—help her to never again act impulsively or against godly counsel.
Provide for her needs, Father. You own the cattle on a thousand hills (Psalm 50:10), and You are well able to supply all that she lacks. Open doors for her to receive the dental treatment she needs without financial ruin. Give her favor with the doctors, with her parents, and even with those who owe her.
Most of all, Lord, if our sister does not know You as her Savior, we pray that You draw her to Yourself. Let her see her need for Jesus—not just for financial provision, but for eternal salvation. May she repent of her sins and place her full trust in Christ alone.
We rebuke the spirit of greed, manipulation, and deception operating through this woman. We bind every plan of the enemy to keep our sister in bondage, and we declare freedom, provision, and wisdom over her life in Jesus’ name.
Thank You, Father, for hearing our prayers. We trust in Your timing and Your ways, knowing that You work all things together for the good of those who love You (Romans 8:28). Strengthen our sister’s faith, guard her heart, and lead her in the path of righteousness. In Jesus’ mighty name, we pray. Amen.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
