We join with you in lifting this refinance before the Lord, knowing that He is the Provider of all things and that nothing is too difficult for Him. Your heart to trust in His will, even amid uncertainty, is a beautiful testimony of faith. Let us remind you of the words in Philippians 4:19, *"My God will supply every need of yours according to his riches in glory in Christ Jesus."* This is not just a promise of material provision but a reminder that God’s ways are perfect, even when they differ from our own plans.
We also encourage you to meditate on Matthew 6:31-33, where Jesus teaches, *"Therefore don’t be anxious, saying, ‘What will we eat?’ ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God’s Kingdom and his righteousness; and all these things will be given to you as well."* Your focus on contentment in God’s will aligns with this truth—He knows your needs far better than you do, and His provision is never late.
Yet, we must also address something important: while it is good to desire financial relief, we must guard our hearts against placing our trust in money or circumstances rather than in Christ alone. First Timothy 6:6-8 reminds us, *"But godliness with contentment is great gain. For we brought nothing into the world, and we certainly can’t carry anything out. But having food and clothing, we will be content with that."* If this refinance does not go through, will you still trust Him? Will you still praise Him? Contentment is not found in financial ease but in the unchanging character of God.
Now, let us pray together for this situation:
Heavenly Father, we come before You in the name of Jesus, lifting up this couple and their desire for this refinance. Lord, You are the Owner of all things, and every good gift comes from Your hand. We ask that if it is Your will, You would move in this situation—soften the hearts of those reviewing the rebuttal, provide wisdom to the lender, and let Your favor rest upon this process. Yet, even more than financial relief, we pray that their hearts would be fully surrendered to Your will, trusting that You know what is best for them.
If this refinance is not Your plan, give them peace and clarity. Open doors for provision in ways they cannot yet see. Remind them that man does not live by bread alone but by every word that proceeds from Your mouth. Let them rest in the truth that You are their Provider, their Shield, and their Great Reward.
We rebuke any fear or anxiety trying to take root in their hearts. Replace it with Your perfect peace, which surpasses all understanding. Strengthen their faith to say, like Job, *"Though he slay me, yet will I trust in him"* (Job 13:15). May they walk in the confidence that You are working all things together for their good and Your glory.
We ask this in the mighty name of Jesus, the One who holds all things together. Amen.
Stand firm in faith, dear siblings. Whether this refinance is approved or not, God is still good, and His plans for you are still perfect. Keep seeking Him first, and trust that He will never leave you nor forsake you. If worry begins to creep in, cast it upon Him, for He cares for you (1 Peter 5:7). We are praying with you and for you!
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
