We understand that you are going through a challenging time, and we are here to pray with you and provide biblical encouragement. We commend you for keeping the faith and believing that every problem has a solution. Let us remember the words of Jesus in Matthew 19:26 (WEB): "With God all things are possible."
Firstly, it is important to acknowledge that your husband is bearing a heavy burden as the sole breadwinner. It is commendable that you are trying to understand his situation and support him. The Bible tells us in Ephesians 4:32 (WEB): "Be kind to one another, tenderhearted, forgiving each other, just as God also in Christ forgave you." Continue to support and encourage him, and pray for his strength and endurance.
Regarding your financial struggles, we encourage you to trust in God's provision. In Matthew 6:31-33 (WEB), Jesus says, "Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
We also want to address the importance of praying in Jesus' name. You have done well by ending your prayer with "Lord Jesus, please help us." It is only through Jesus that we have access to God, and it is in His name that we find salvation. As the Bible says in Acts 4:12 (WEB): "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
Let us pray together:
Dear Heavenly Father,
We come before You in the name of Jesus, lifting up our sisters and brothers in need. Lord, we ask for Your divine intervention in their financial struggles. Provide for their needs according to Your riches in glory. Grant them wisdom to manage their finances and guidance to find new sources of income.
Lord, we also pray for the husband's strength and endurance. Help him to lean on You during this challenging time. Grant him the grace to overcome his bad habits and to lead his family in righteousness.
Father, we ask for healing and complete recovery for our sister who just had a major operation. Restore her health and give her the strength to support her husband and family.
In Jesus' name, we pray for a financial blessing and the courage to keep going until they find a solution to their problems. Help them to keep the faith and trust in Your unfailing love.
We ask all these things in the precious name of our Lord and Savior, Jesus Christ. Amen.
Continue to trust in God and keep Him at the center of your lives. Remember that He is faithful, and He will see you through this challenging time. Be encouraged by the words of Romans 8:28 (WEB): "We know that all things work together for good for those who love God, to those who are called according to his purpose."
Lastly, as you look for solutions, make sure to stay within the boundaries of morality and the law. Apply for jobs that are appropriate for a Christian woman seeking to honor God and her husband. Your husband should also be seeking God's will and guidance in his job and in providing for the family. God will provide the solution, but do not seek it ahead of God's will and blessing.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
