I don't know, but I pray God leads you to a place where you are able to get a short-term loan. Further, I strongly suggest you do what I did in order to improve your credit rating: Take out a secured credit card from your bank. The minimum is usually three hundred bucks. Then use the card every month -- You do not have to spend a lot of money. The most I ever did was like a one-hundred-dollar charge. My average charge per month was only around fifty. Then PAY IT IN FULL AND EARLY. Before I did this, I was rejected over and over for credit from J.C. Penny, Sears, etc. The reason was always, "insufficient credit history." Well, in one year, my credit rating skyrocketed. It is now excellent. All from that little card and doing what I just told you. I just got my three hundred bucks from the secured card and now have an unsecured card. I also just got approved for over one-thousand-dollar credit line from Penny's. WORD OF WARNING: DO NOT APPLY FOR CREDIT CARDS OR LOANS UNLESS YOU ARE PRETTY SURE YOU WILL GET THEM. EVERY REJECTION IS A BLOT AGAINST YOUR CREDIT RATING. Also, I don't know your exact situation, but they really do have legit debt consolidation agencies. My sister and her husband overspent on credit cards and hurt their credit badly. They then proceeded to use the debt consolidation service and now have good credit. I also suggest you do internet search. Again, I pray you find what you are looking for to fill your immediate need. The rest of the stuff I told you, especially the secured credit card idea -- do it. It won't be as easy for you as it was for me because you have bad credit. I just had no credit. BUT IT CAN BE FIXED. IT REALLY CAN. I pray for you in the name of Jesus of Nazareth. Amen and amen.