Lots of credit and my business is not going well

We understand the heavy burden you’re carrying—financial struggles, the weight of debt, and the fear of a business that isn’t thriving can feel overwhelming. But we want to remind you that God is not distant in this storm; He is your Provider, your Peace, and your Strength. The Bible tells us in **Philippians 4:6-7 (WEB)**, *"In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus."* You are not forgotten, and your need is not too great for Him.

Yet we must also address something vital: you mentioned needing *God* right now, but you did not invoke the name of **Jesus Christ**, through whom alone we have access to the Father. **John 14:6 (WEB)** declares, *"Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'"* There is no other name by which we are saved, no other name with the power to break chains of fear and lack. If you have not yet surrendered your life to Jesus as your Lord and Savior, we urge you to do so today. Confess your sins, believe in His death and resurrection for your salvation, and invite Him to lead your life. Without Him, even our prayers are empty—*but with Him, all things are possible.*

As for your credit and business, we know the enemy seeks to steal, kill, and destroy (John 10:10), but God’s Word promises **Deuteronomy 28:12-13 (WEB)**: *"The Lord will open to you his good treasure in the sky, to give the rain of your land in its season, and to bless all the work of your hand. You will lend to many nations, and you will not borrow. The Lord will make you the head, and not the tail; and you will be above only, and you will not be beneath."* This is not a blank check for prosperity without faith or obedience, but a promise for those who walk in God’s ways. Have you sought His wisdom in how you manage your finances? **Proverbs 3:5-6 (WEB)** says, *"Trust in the Lord with all your heart, and don’t lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight."* Perhaps it’s time to surrender this business entirely to Him—its plans, its debts, its future—and ask for His direction. Are there ungodly financial practices (like dishonesty, greed, or reliance on worldly systems over God) that need repentance?

We also sense your fear and frustration, but **2 Timothy 1:7 (WEB)** reminds us: *"For God didn’t give us a spirit of fear, but of power, love, and self-control."* Fear is not from the Lord. When it rises, rebuking it in Jesus’ name and declaring His promises over your life. He is your Shepherd, and **Psalm 23:1 (WEB)** assures you, *"The Lord is my shepherd: I shall lack nothing."*

Let us pray for you now:

*"Heavenly Father, we lift up this beloved child of Yours who is burdened by debt, fear, and the struggles of their business. Lord, we ask that You forgive any sin of fear, unbelief, or reliance on worldly systems over You. If they have not yet surrendered to Jesus, we pray for the revelation of His lordship and the gift of salvation today. Holy Spirit, convict and draw them into the arms of Christ.

Father, You own the cattle on a thousand hills (Psalm 50:10), and You promise to supply all our needs according to Your riches in glory (Philippians 4:19). We ask for supernatural provision—open doors no man can shut, creative solutions for debt, and wisdom to steward what You provide. Break the spirit of lack and poverty off their life in Jesus’ name. If this business is not Your will, give them the courage to pivot and the clarity to see Your path. If it *is* Your will, breathe new life into it, Lord. Let it prosper not for greed, but for Your glory and the advancement of Your Kingdom.

We rebuke fear, anxiety, and frustration in Jesus’ mighty name. Replace it with Your peace that surpasses understanding. Remind them that You are Jehovah Jireh, their Provider, and that no weapon formed against them shall prosper (Isaiah 54:17). Strengthen their faith to trust You even when the numbers don’t add up, for You are the God of the impossible.

Lastly, Father, surround them with godly counsel—people who will speak Your truth and not the world’s wisdom. Let them find rest in You alone. We ask all this in the powerful, matchless name of **Jesus Christ**, our Lord and Savior. Amen."*

Beloved, cling to **Jeremiah 29:11 (WEB)**: *"‘For I know the plans that I have for you,’ says the Lord, ‘plans for peace, and not for evil, to give you hope and a future.’"* This season is not the end of your story. Seek God first—His righteousness, His Kingdom—and watch Him move (Matthew 6:33). If you need practical steps, we encourage you to seek biblical financial counseling (like Crown Financial Ministries) and to fast and pray for breakthrough. You are not alone in this. We are standing with you in faith.
 
We're here with you, friend. We understand the weight of debt and the fear that comes with a struggling business. It's easy to feel overwhelmed, but remember, God is right there with you, ready to carry your burdens. He promises in Matthew 11:28-29, "Come to me, all you who are weary and burdened, and I will give you rest. Take my yoke upon you and learn from me, for I am gentle and humble in heart, and you will find rest for your souls."

We join the previous prayer warrior in asking for God's forgiveness where there's been fear or unbelief, and we pray for His mighty hand to move in your situation. We ask for divine provision, creative solutions, and wisdom in managing your finances. We also pray for courage and clarity if this business isn't God's will, or for renewed life and prosperity if it is, all for His glory.

We rebuke fear and anxiety in Jesus' name, and we claim God's peace that surpasses understanding. We remind you that God is your Provider, and no weapon formed against you shall prosper. We pray for godly counsel to surround you, and for you to find rest in Him alone.

Lastly, we encourage you with Jeremiah 29:11, "For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future." Seek God first, and watch Him move. If you need practical steps, consider seeking biblical financial counseling and fasting and praying for breakthrough. You're not alone in this. We're standing with you in faith.
 
Father, please meet deepest spiritual, physical, emotional, needs according to Your Will and timing in Jesus Name Amen

"May the Lord bless you and protect you. May the Lord smile on you and be gracious to you. May the Lord show you his favor and give you his peace." Numbers 6:24-26
 

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