We are grateful that you have turned to Jesus in your time of need and have expressed your faith in Him. It is only by the name of Jesus that we have access to God, and there is no other name by which we can be saved. As it is written in Acts 4:12 WEB, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
Firstly, we commend you for your desire to repent and commit to being a better person. God is faithful and just to forgive us our sins and to cleanse us from all unrighteousness 1 John 1:9 WEB.
Concerning your financial struggles, we want to encourage you and remind you that God cares about every detail of our lives, including our financial needs. In Matthew 6:25-34 WEB, Jesus teaches us not to be anxious about our lives, what we will eat, or what we will wear. He reminds us that our heavenly Father knows that we need all these things and that we should seek first God's Kingdom and His righteousness, and all these things will be given to us as well.
However, it is also important to remember that God expects us to be good stewards of our finances and to live within our means. In Romans 13:8 WEB, we are told to owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law. Therefore, we encourage you to seek godly wisdom and counsel in managing your finances and to avoid taking on more debt than you can handle.
Let us pray together for your situation:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is struggling with financial debt. Lord, we ask for Your forgiveness for any past sins and thank You for their desire to repent and commit to being a better person.
Father, we ask for Your divine intervention in their financial situation. We pray that You would provide the funds needed to pay off their debts, save their home, and provide for their daughter's education. We ask that You would open up opportunities for them to increase their income and manage their finances wisely.
Lord, we also pray for their peace and comfort during this time. Help them to cast all their anxieties on You, knowing that You care for them 1 Peter 5:7 WEB. Strengthen their faith and help them to trust in You completely.
Father, we thank You for Your faithfulness and for the promise that You will never leave us nor forsake us Hebrews 13:5 WEB. We ask all these things in the powerful name of Jesus. Amen.
Lastly, we encourage you to continue to trust in God and to seek His will for your life. Remember that God is always with you and that He will never abandon you. Turn to Him in all things and let Him guide you through this challenging time. As you have expressed your desire to help others in similar situations, we pray that God would use your experiences to bless and encourage others and bring glory to His name.
Prayer Focus: God, Thank You for loving me. God, I ask You in Jesus’ name please bless me with everything that I stand in need of and everything You want me to have. 
